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Exceptional Value Offered! Situated on a permanent cul-de-sac this Raised Ranch Home offers all the basics plus! Beautiful . 62 Acre lot near the end of the cul-de-sac with landscaped grounds and private rear yard with 16'x32' inground pool! Fully applianced dine in Size Kitchen (Remodeled 2008), Spacious 19'2. x24'4 Living Room with hardwood floors, masonry fireplace and natural light flow from picture window with flankers. The formal dining room also offers hardwood flooring and sliding glass door access to private open 12'x 22' sun deck! All 3 bedrooms feature hardwood floors with the Primary BR offering a 1/2 Bath with double basin vanity! Second main floor bath (remodeled 2008) with tile wall surround full tub/shower and shaft style skylight. The lower level offers a finished rec room with dry bar, electric fireplace unit, and direct walk out access to ground level private tree ringed rear yard patio and the 16'x32' Inground vinyl lined fully fenced swimming pool! The lower level has an additional finished room suitable for a home office or storage area plus a 1/2 bath with laundry room. This home is served by natural gas, public water, and public sewer. Mechanical consists of a newer gas fired furnace and hot water heater(2024) plus upgraded electrical service 2008 & 2026! Paved driveway and 2 Car under garage space. This home needs some paint, cosmetic improvements, and is priced accordingly! Lower level rec room and office have no finished flooring.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.2 x 11.9 | Main |
| Bedroom 2 | Hardwood Floor | 13.8 x 9.4 | Main |
| Formal Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 10.8 x 11.1 | Main |
| Full Bath | Skylight,Corian Counters,Full Bath,Tub w/Shower,Tile Floor | 5.6 x 7.1 | Main |
| Half Bath | Laundry Hookup,Vinyl Floor | 5.2 x 11.2 | Lower |
| Kitchen | Dining Area,Vinyl Floor | 12.6 x 9.8 | Main |
| Living Room | Fireplace,Hardwood Floor | 16.6 x 18.1 | Main |
| Office | 9.4 x 9.5 | Lower | |
| Primary Bath | Remodeled,Corian Counters,Double-Sink,Tub w/Shower,Tile Floor | 4.5 x 7.9 | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | 10.4 x 14.6 | Main |
| Rec/Play Room | Book Shelves,Built-Ins,Wet Bar,Patio/Terrace | 14.9 x 18.1 | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $533 | $533 | $533 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,767 | $2,324 |
| Total Monthly Payment | $2,309 | $2,375 | $2,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.