Warwick, NY, 10990 | $694,500

COMING SOON !! Turn of the last century - a wonderfully preserved farmhouse. This 1900's original home has carefully held on to the old character which becomes evident in its original staircase and banister, as well as preserved old bubbly and wavey windows (original glass) in the original front rooms. The rocking chair porch adds to the older character. From here, you can also oversee a school bus stop in front of your home. Being situated on (near) a State highway, this address also has the benefit that the roads in front of your home are cleared with priority first and thoroughly in winter. The transit bus into NYC is steps away (by the Bellvale Country Store). Being on/near the major road also provides access to public utilities such as water, sewer, and natural gas, yet the homeowner has - by choice - only brought in natural gas to date. Three very private acres span this flag lot (very little road frontage). Magical walking paths meander throughout the property, all rather level and also free of rock outcroppings. According to Warwick Zoning, one can keep up to three horses on three acres. A minimum of three acres is required for any horses/livestock to be kept at all. A two car garage and additional shed can be converted to livestock stables - which can include that they could become home for llamas, goats, swine, horses, . . . build out customized stalls or use this small barn for two cars and a separate portion of the barn as an additional workshop or to house your four-wheelers or jet skis. Another animal enclosure in the back yard was recently home to a thriving chicken coop - yet it can now get removed if requested, as the chickens have been moved. The above ground pool has been well maintained and is sparkling clean - waiting to cool off joyful swimmers during the hot summer months. The rear of the home has an open concept layout. A large family room with wood-burning fireplace as well as the large kitchen seamlessly connect to the back patio. The level grass out back invites for kicking a ball or stretching out a volley ball net. The newer addition from 1970 caters to a more modern lifestyle (Anderson windows, etc. ) a true mudroom with laundry, and an open concept living design, and upstairs, a large primary bedroom suite. On the third level, a fully-floored attic has standard stairs, and what to do with the large space is left to the imagination.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1900
  • Garage: 2-car
  • Heating: Baseboard, Hot Water, Oil, Radiant
  • Cooling: Central Air, Multi Units
  • Basement: Bilco Door(s), Unfinished
  • Approx Sq. Feet: 2,756
  • Acreage: 3
  • Est. Taxes: $10,673
  • Lot Desc: Cleared, Irregular Lot, Near Public Transit, Part Wooded, Private
  • View: Lake
  • Elem. School: Park Avenue Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Pool: Above Ground, Vinyl
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Range, Refrigerator, Washer, Gas Water Heater
  • MLS#: 1010149
  • Website: https://www.raveis.com
    /prop/1010149/_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Warwick, NY, 10990

$694,500

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $555,600 $555,600 $555,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $889 $889 $889
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,376 $3,508 $4,614
Total Monthly Payment $4,357 $4,489 $5,595

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.