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Welcome to refined living in the sought-after Forest Creek community. Perfectly positioned on a private 1. 29-acre double wooded lot at the end of a quiet cul-de-sac, 428 Winding Oak Drive offers the rare combination of space, style, and serenity — all within convenient reach of both Greenville and Spartanburg and zoned for highly regarded District 5 schools. This beautifully updated residence showcases over 2, 300 square feet of thoughtfully designed above-grade living space, complemented by an additional heated and cooled walk-out basement with approximately 700 square feet already finished and even more potential awaiting your vision. From the moment you arrive, the home’s attractive curb appeal, partial brick exterior, and side-entry two-car garage set the tone for the elevated interiors within. Step through the foyer into bright, inviting living spaces where fresh designer paint and new luxury vinyl plank flooring create a sophisticated, cohesive aesthetic throughout. Designed for both elegant entertaining and comfortable everyday living, the main level features a spacious great room anchored by a warm gas-log fireplace, a formal dining room ideal for hosting, and a stylishly refreshed kitchen complete with new granite countertops, abundant cabinetry, and an open-concept layout overlooking the breakfast area and peaceful wooded backdrop. Enjoy morning coffee while taking in the natural beauty of the property, where deer are often seen wandering through the trees. Adding to the property’s tranquil setting, the rear property line borders a small creek that branches from the Tyger River, creating a peaceful natural backdrop and enhancing the sense of privacy and connection to nature. Upstairs, the expansive owner’s retreat offers a true sanctuary with a tray ceiling, spa-inspired en-suite bath featuring a soaking tub, separate shower, dual vanities, and two oversized walk-in closets. Three additional generously sized bedrooms provide flexibility for family, guests, or work-from-home living. The walk-out basement expands the home’s versatility with finished living areas ideal for a guest suite, media room, fitness studio, office, or hobby space. A roughed-in bathroom, additional storage room, exterior access, and dedicated walk-in laundry/storage area create exceptional opportunity for future customization and multigenerational living. Freshly updated and truly move-in ready, this exceptional property combines privacy, modern updates, flexible living space, and timeless comfort in one of the area’s most desirable locations. A rare opportunity to enjoy upscale living surrounded by nature while remaining close to everything Upstate South Carolina has to offer. **BASEMENT PHOTOS HAVE BEEN ADDED
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Our Executive Mortgage Banker:
$454,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $363,920 | $363,920 | $363,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,153 | $2,270 | $2,998 |
| Total Monthly Payment | $2,378 | $2,495 | $3,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.