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Presented by
Kim Terrio |
Welcome to this beautifully maintained home located in the desirable Indian Trails section of Palm Coast. Offering 1, 800 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, multiple living areas, and an attached 2-car garage, all situated on a private cul-de-sac lot. As you arrive, you'll immediately notice the mature landscaping, large front windows, and welcoming curb appeal. Step inside to the formal living and dining areas, where ceramic tile flooring and abundant natural light create a bright and inviting atmosphere. The centrally located kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, ample cabinet storage, granite countertops with a waterfall edge, and a breakfast nook overlooking the backyard. The kitchen remains connected to the main living areas, making it easy to stay engaged with family and guests. The primary suite is located on one side of the home, creating a private retreat for homeowners. The spacious bedroom offers two separate closets and an updated ensuite bathroom complete with dual vanities, a soaking tub, and a beautifully updated walk-in shower. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home. Laminate flooring runs throughout the majority of the home, providing durability and easy maintenance. Just off the kitchen, you'll find a convenient indoor laundry room with additional storage space. Through the sliding glass doors just off the living room, you'll find a private backyard designed for both relaxing and entertaining. The covered patio overlooks a pergola and outdoor gathering space, while a storage shed provides additional room for tools, lawn equipment, and seasonal items. With no rear neighbors and a county-owned wooded easement behind the property, you'll enjoy added privacy and a peaceful natural backdrop. Conveniently located near shopping, restaurants, schools, parks, medical facilities, and just a short drive to the beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
Sales Vice President
William Raveis Real Estate
Phone: 508.737.4222
Kim.Terrio@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $399 | $399 | $399 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,667 | $2,192 |
| Total Monthly Payment | $2,055 | $2,141 | $2,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.