8240 SW 210th 106, #106, Cutler Bay, FL, 33189 | $1,600

Wake up to beautiful lake views from your private balcony in this spacious 1-bedroom, 1-bath condo at Saga Bay Gardens. This bright and airy home offers a comfortable layout, a clean and functional kitchen, a generous bedroom, a walk-in closet, and a full bathroom. Enjoy living in a gated community with great amenities, including a lakeside pool, gym, BBQ area, tennis and basketball courts, and convenient laundry on each floor. Located near schools, Black Point Marina, parks, shopping, hospitals, and the Turnpike, this condo offers comfort, convenience, and a peaceful lakeside lifestyle. Vacant and easy to show — don’t miss this opportunity! Supplemental Remarks – Saga Bay Gardens Condo RentalWelcome to this bright and spacious 1 bedroom, 1 bathroom condo in the highly desirable and gated Saga Bay Gardens community in Cutler Bay, FL. This well-maintained unit offers tranquil lake views from a private balcony, ideal for peaceful mornings or relaxing evenings. The interior features an open layout filled with natural light, a clean and functional kitchen with all essential appliances, a large bedroom with a walk-in closet, and a full bathroom. The unit is located on a secure floor with laundry facilities available on each level of the building for your convenience. Community Features: Saga Bay Gardens offers resort-style amenities, including: A beautiful lakeside poolFitness center / gymTennis courts and basketball courtsBBQ and picnic areaPlenty of guest parkingProfessionally maintained landscapingPet-free building (optional for accuracy)This peaceful and well-kept community is gated and secured, offering residents comfort and privacy in one of Cutler Bay’s most sought-after neighborhoods. Location Highlights: This property is ideally located near everything you need: Black Point Marina – just minutes awayTop-rated public and private schoolsEasy access to the Florida TurnpikeNearby supermarkets, pharmacies, restaurants, and shopping centersClose to hospitals, parks, and public bus stopsThis makes it a great choice for singles, couples, retirees, or professionals looking for comfort and convenience in a quiet neighborhood setting. Rental Requirements: Please submit a complete application package with the following: ? Completed CTL (Contract to Lease)? Copy of tenant(s) valid photo ID? Full credit report with score? National background check? Proof of income (2 recent pay stubs or 2–3 months bank statements)? First month’s rent + 2 months security depositAssociation Requirements – Saga Bay Gardens Condo Association: ?? Association approval is required for all tenants. ?? Application fee: $100 per adult or per married couple. ?? Processing time: Up to 30 days. ?? Association Office Address: Saga Bay Gardens Condo Association8200 SW 210th St, Cutler Bay, FL 33189?? Phone: (305) 235-3333All tenants must apply directly through the association. Forms and application details may be picked up at the office or requested through the listing agent. Showing Instructions: ?? The unit is vacant and easy to show. ?? Lockbox on-site (secure key access). ?? Use ShowingTime to schedule appointments. ?? For additional questions, please call or text the listing agent directly. Listing Agent Contact: Maykel AlonsoRealtor® – eXp Realty | Luxury Division?? (305) 303-1720?? maykel. alonso@exprealty. com?? Serving Cutler Bay, Kendall, and Greater MiamiImportant Notes: No short-term rentals permittedNo subleasingLease term: minimum 12 monthsRenters must comply with community rules and association policiesAll offers must be accompanied by a complete rental package as noted aboveThank you for showing this property!We look forward to working with you and helping your client find the perfect home at Saga Bay Gardens.

Features

  • Type: Multi Family
  • Amenities: Picnic Area, Elevator(s), Fitness Center, Laundry, Pool, Tennis Court(s), Maintained Community, Street Lights, Security
  • Bedrooms: 1
  • Baths: 1 full
  • Development: SAGA BAY Con
  • Year Built: 1988
  • Heating: Other
  • Approx Sq. Feet: 600
  • View: Other, Water, Lake
  • Adult Communities: Yes
  • Elem. School: Dr. Edward L. Whigham
  • Middle School: Cutler Bay Middle
  • High School: Miami Southridge
  • Pet Policy: No
  • Appliances: Electric Water Heater, Electric Range, Microwave, Other, Refrigerator, Water Heater
  • MLS#: A12032516
  • Website: https://www.raveis.com
    /prop/A12032516/8240sw210th106_cutlerbay_fl?source=qrflyer
Copyright © 2026  Beaches Multiple Listing Service, Inc
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.
Listing courtesy of EXP REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8240 SW 210th 106, #106, Cutler Bay, FL, 33189

$1,600

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,280 $1,280 $1,280
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $8 $8 $11
Total Monthly Payment $83 $83 $86

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.