17321 SIMMONS ROAD, Lutz, FL, 33548 | $450,000

Welcome to your Florida oasis in the heart of Lutz. A truly unique find, situated on 1. 15 fenced acres with no deed restrictions, no HOA & not in a flood zone. This beautiful property offers the freedom of country living with high & dry land for gardening, outdoor activities, amazing yard for the kids and all your pets & still plenty of room for an Rv, boat & work truck. Zoned for TOP RATED SCHOOLS, Lutz K-8 and Steinbrenner High School. This Florida Farmhouse features 3 Bedrooms, 3 full bathrooms with a spacious bonus room/loft that could easily be used as a 4th bedroom if needed. The home was redone in 2014; including new electrical, plumbing, drywall, siding, Trek decking, flooring, kitchen & bathrooms- with a certificate of occupancy issued from Hillsborough County. Durable Aluminum roof approx 2007 and top of the line water filtration system included. Inside you'll find gorgeous porcelain tile running throughout the great room and kitchen and a beautiful wood burning fireplace. The kitchen is a chef's dream with double ovens, a farmhouse sink with goose neck faucet, granite countertops, wood cabinetry & stainless-steel appliances. You'll find the master suite on the main floor, along with another bedroom and 2 bathrooms. The master bathroom has a jetted tub with shower. Upstairs is an open loft/bonus room with a full bathroom and the 3rd bedroom. The 3rd bedroom & hallway use to be a storage area that has been opened up, wouldn't take too much work to finish it. Bring those same handyman skills over to the 2-story storage building, this structure has storage downstairs and a 400 square feet, 1 bedroom/ 1 bath APARTMENT upstairs! There's also another, separate 18x20 garage. The two outbuildings need repairs/updated, but with some handyman skills you could return these structures back to their original glory! Easy access to US 41, Dale Mabry, Expressway & 275. Local shopping & restaurants are super convenient. Come sit under the shaded oak tree's, amongst the wildly growing lilies, smell the jasmine crawling along the fence line. . . get back to nature, all the country charm you've been looking for is right here by your very own windmill. Give me a call for your private showing today.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 200 x 250
  • Laundry: Inside
  • Style: Bungalow
  • Year Built: 1938
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 1.15
  • Lot Size: 200 x 250
  • Est. Taxes: $3,252
  • Lot Desc: Corner Lot, Level, Oversized Lot, Pasture, Street Dead-End
  • View: Trees/Woods
  • Elem. School: Lutz-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Electric Water Heater, Microwave, Refrigerator, Water Filtration System
  • MLS#: TB8513644
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8513644/17321simmonsroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 7:47:09 AM)
Listing courtesy of BRADY ADVANTAGE   Phone: 813-205-1470

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17321 SIMMONS ROAD, Lutz, FL, 33548

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $2,502 $2,592 $3,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.