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Seller motivated. Please bring all offers. Welcome home! This nice cottage style home , built in 1950's, has much to offer. Upon entering you will find a large open living room/ dining room area that has ample recessed lighting and space for entertaining. There are 2 bedrooms and 2 full Bathrooms. Bedroom1 / bathroom 1 is located just off the living room area. Bath has nice barn door entrance. Just off the dining room you will enter the kitchen. Kitchen is quaint with pantry and tile backsplash and hardwood floors. Off the kitchen you will find a large room that has been used as a media/office room. Could possibly be used as a 3rd sleeping area. Enter bedroom 2 through the french doors. There are 4 large windows for natural light that overlook the backyard. Room has cathedral ceilings. Home has hardwood floors throughout except the one bath that is tile. Nice size backyard that has a wooden fence. There is a large 16x20 workshop with french doors. Workshop has a lean-to that covers an area which is great for relaxing. It is insulated, has electricity, window unit. Also find a 10x10 utility building. Located approximately 5 miles to the Charleston International airport and approximately 12 miles to downtown Charleston. Also approximately 4 miles to shopping and restaurants in Park Circle. Located in X flood zone and NO HOA!
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Our Executive Mortgage Banker:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,562 | $1,647 | $2,175 |
| Total Monthly Payment | $1,637 | $1,722 | $2,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.