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Welcome to 11 Watch Hill Circle in the desirable Oxford Park Condominium Association. This beautifully maintained end-unit townhouse offers 3 bedrooms, 2. 5 bathrooms, a detached 1-car garage, and 2 assigned parking spaces. The main living area features vaulted ceilings, abundant natural light, and a fireplace with a pellet stove insert. A few steps down, you'll find the dining room and kitchen with stainless steel appliances and sliders from both rooms leading to a private deck, perfect for relaxing or entertaining. A convenient half bath completes this level. The upper floor offers 3 spacious bedrooms and a beautifully tiled full hallway bathroom. The primary suite features a walk-in closet, built-in lighted vanity, and a private full bath with a fully tiled stand-up shower. The partially finished basement provides additional living space, while the unfinished area offers ample storage, laundry facilities, and houses the gas forced hot air furnace, central air system, and hot water heater, all approximately 3-4 years old. Enjoy outstanding community amenities including a pool, clubhouse, and tennis courts located just behind the unit. Across the street is an open green space commonly enjoyed as a dog park, along with a basketball court. Conveniently located near shopping, dining, parks, and major highways, this move-in ready home offers comfort, convenience, and exceptional community living. Schedule a viewing and make it yours! Highest and best by Thursday June 25th 5PM
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Dining Room | 9 ft+ Ceilings,Dry Bar,Sliders,Vinyl Floor | Other |
| Full Bath | Tile Floor | Upper |
| Half Bath | Other | |
| Kitchen | 9 ft+ Ceilings,Balcony/Deck,Tile Floor | Other |
| Living Room | Cathedral Ceiling,Fireplace,Pellet Stove,Vinyl Floor | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Stall Shower,Walk-In Closet,Vinyl Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,647 | $2,174 |
| Total Monthly Payment | $2,047 | $2,113 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.