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Live the good life on a mini farm/homestead in historic Hurley, NY! This unique home and property features a beautifully updated circa 1920 Colonial with an established and productive 3/4 acre permaculture garden. The light-filled, 4-bedroom, 2-bathroom home offers 1, 620 sq. ft. of living area, with wood floors throughout, and scenic views from the newly-replaced windows. On the main level, a well appointed gourmet kitchen flows to a dining room with a meadow view, which opens onto a spacious deck. A wood stove keeps the home toasty and the inviting living room features 16 ft. of built-in bookshelves. The main level also has 2 bedrooms and 1 bathroom, and the 2nd level has 2 bedrooms and 1 bathroom, plus 2 walk-in closets. A full attic provides ample storage and a full basement provides areas for laundry, food preservation, storage, workshop and seed-starting. The property is a vibrant working homestead, an organic "no-till" edible landscape, complete with a large garden shed, 3 high tunnels, a fire-pit area and perimeter fencing. This wonderland of vegetables, herbs, flowers, fruit and nut trees, berries and more is tucked in and around a gentle slope facing an expansive view of woods, meadows and the Catskill Mountains. This rare gem offers country living and food security, 90 miles from NYC, and within 10 minutes to the conveniences of shopping, restaurants, NYS Thruway, and the diverse cultural and social scene of the Hudson Valley. DETAILS: - Center-door Colonial farmhouse, circa 1920 - 4 bedrooms, 2 bathrooms - 1, 620 square foot living space - full basement and full attic- wood floors throughout - baseboard propane heat - wood burning stove - well water - 3/4 acre extensive outdoor organic gardens and structures, irrigation set- up/equipment, perimeter fence - flock of 10 egg-laying chickens (optional) - south/west gentle slope with rocky outcroppings - views of Catskill Mountains, meadow, and woods First Level: - gourmet kitchen with butcher block counters, farmhouse sink, paneled dishwasher, stainless fridge and professional gas stove - dining room with views, Drolet wood stove - living room with built-in bookshelves - 2 bedrooms- full bathroom Second Level: - primary bedroom with walk-in closet - full ceramic-tiled bathroom- guest bedroom - large walk-in linen/storage closet Attic Level: - currently used for storage Basement Level: - built-in storage shelves- washer and hookup for dryer- sink and counter- entry from kitchen and/or exterior- gas water heater with lifetime warranty Outdoors: 3/4 acre (. 77)- wooden deck with living pergola (kiwi) - wood storage - generator - two (2) 120-gallon propane tanks (owned, not rented) - new asphalt roof and gutters in 2021- new well pump in 2024- cement septic tank- pergola (grapes) - large garden shed with extensions - fire pit area - 3 high tunnels (65 ft. , 48 ft. , 40 ft. ) - irrigation equipment - established gardens of perennial fruit and nut trees, grapes, kiwi, berries, herbs and flowers - over 1, 000 linear feet of raised beds for growing annual vegetables, fruits, flowers and herbs- optional 10 egg-laying chickens - Views of Catskill Mountains, woods, and meadow.
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $583 | $583 | $583 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,544 | $3,738 | $4,936 |
| Total Monthly Payment | $4,219 | $4,413 | $5,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.