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This Florence Center Victorian sits on a rare double-wide lot featuring a legal one-bedroom carriage house apartment and a potential additional building lot — an exceptional combination. The main house has been comprehensively renovated with an architect's sensibility. Custom millwork and details give the interiors a richness rare in this market. The 1st floor has a generous, light-filled open plan that flows naturally toward a deck, stepping into a courtyard and a huge side yard shaded by old-growth trees. 1st floor also offers a sunroom that can be closed off and an office/bedroom. Upstairs, 2 private suites with a flexible middle room offer adaptability. The 2-story carriage house apt. is lofty, bright with its own private yard. The connected semi-finished storage space offers easy expansion to make it a full 2 bedroom house. A short walk to Florence Pie Bar, Rail Trail and village shops. Listed by the MA Historical Commission as the historic Celestia Bardwell House, built 1882.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Second | |
| Bedroom 2 | Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Second | |
| Bedroom 3 | Closet, Flooring - Hardwood | Second |
| Dining Room | First | |
| Dining Room | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan, Lighting - Overhead | Main,First |
| Kitchen | First | |
| Kitchen | Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Stainless Steel Appliances | First |
| Living Room | First | |
| Living Room | Bathroom - Half, Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Chair Rail, Deck - Exterior, Exterior Access, Open Floorplan | Main,First |
| Master Bedroom | Second | |
| Master Bedroom | Bathroom - Full, Flooring - Hardwood, Dressing Room, Closet - Double | Second |
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William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,199,200 | $1,199,200 | $1,199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,809 | $7,384 | $10,120 |
| Total Monthly Payment | $7,950 | $8,525 | $11,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.