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3 Bedrooms and 2 1 /2 bathrooms in Hampstead for under $600k!!! Prepare to fall in love with 198 Wash Pond Road - the corner lot Colonial you have been waiting for! The moment you enter into the tiled foyer you'll feel welcomed home. Leading straight into your kitchen with atrium windows flanking the stove, stainless appliances, tons of cabinetry and counter tops! To the left you step down into a truly great Great Room. Sky-light, vaulted ceiling, bay window, wood stove, access to massive 3 season room (more on than later). Somehow, this 20 x 21 ginormous room gives cozy vibes. Back through the kitchen is the dining area - complete with built-in banquette which doubles as storage! So much charm here with chair rail, hardwood flooring, and open floor plan into wonderful living room with more hardwood and natural light coming through its three windows. Convenient laundry & 1/2 bath completes the first floor. Upstairs is home to a full bath, the primary bedroom with it's full bath as well as two more generously sized bedrooms - one with attic access. Ample closetry - even a hallway linnen! So much potential in this home. Lets re-visit the 3 season porch with sliders out to your rear deck and hot tub. Screens and storms - this room will get so much use! So private and peaceful. Outdoors affords plenty of place to play, room for chickens, raised beds, you name it! So conveniently located just off route 111 - Quick Closing preferred!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $847 | $847 | $847 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,707 | $2,854 | $3,753 |
| Total Monthly Payment | $3,646 | $3,793 | $4,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.