|
A HOME IS A STARTING PLACE OF LOVE, HOPE AND DREAMS! Well, here is YOUR starting place! This delightfully charming 2BD/2BA, 1, 668sqft home sits on . 22-acres and is tucked away on a quiet street at the back of the distinguished and active Laurel Ridge Community. Upon approach, the street-side charm is evident with the inviting covered front entry with decorative storm door and side light, tiled floor and the fully landscaped yard featuring decorative curbing, landscaping rocks and irrigation system; while the artistic flair of the exterior trim gives a POP! Once inside versatility abounds where both formal and casual living can be realized. Need to impress, enjoy the formal dining room with plantation shutters and living room with a 3-panel stacking slider that opens to not only an enclosed sunroom for morning coffee or evening read, but a separate screened lanai for expanded entertaining space or family cookouts. A freshly painted kitchen with solid surface countertops, plenty of cabinetry, NEW white subway tile backsplash, breakfast bar and pantry closet is sure to make the cook of the house happy. For day to day, a light and bright nook with a slider to the sunroom and a separate family room is sure to provide plenty of casual comfort for family and friends. The split floor plan allows for plenty of privacy for all! On one side of the home the master bedroom features a slider to the sunroom, dual closets, a 3rd closet for convenience and a freshly painted ensuite with separate, dual sinks, tiled shower and private water closet; while the guest bedroom and bathroom have a hallway all their own on the other side of the home. Electric retractable blinds on the living room and master sliders, the alarm system, and garage screen are all a plus! NO FLOOD ZONE! The Twisted Oaks Golf Course known for its uniquely sculptured course with rolling landscape, sloping greens and strategically placed twisting oaks surrounds the community, while the community pool and clubhouse are the gathering spots for neighbors who have become friends. Conveniently located, less than 3 miles from the Beverly Hills Community Park, The Boys & Girls Club, public library, Lake Beverly and medical facilities. Shopping at Citrus County’s BRAND-NEW RETAIL HOTSPOT, The Shoppes at Black Diamond is only 10 minutes away and all the rave! A FREE 1-year HOME WARRANTY for peace of mind is OFFERED to the Buyer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $142 | $142 | $142 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,555 | $1,618 | $2,108 |
| Total Monthly Payment | $1,772 | $1,835 | $2,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.