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Welcome to 181 Penaluna Road, a stunning center hall Colonial nestled on 10 picturesque acres in the heart of the Town of Warwick, just over an hour from New York City. Surrounded by beautiful natural scenery, mature trees, and peaceful woodlands, this private retreat offers the perfect blend of country living and everyday convenience. Step inside to discover a bright and spacious interior featuring a grand central staircase, and an open, airy layout designed for comfortable living and entertaining. The expansive eat-in kitchen showcases granite countertops, stainless steel appliances, hardwood flooring, and abundant space for gathering with family and friends. A large great room provides the perfect setting for hosting guests, while the cozy living room and formal dining room add warmth and charm throughout the home. Offering four nice sized bedrooms with ceiling fans, multiple bathrooms, and generous living spaces, this home is designed to accommodate a variety of lifestyles. Outside, the lush lawn and serene wooded backdrop create a true country paradise with endless opportunities to enjoy nature and privacy. Ideally located near major commuter routes including Route 17, the NYS Thruway, and nearby train service, this exceptional property is also close to outdoor destinations such as the Heritage and Appalachian Trails, Harriman State Park, and Greenwood Lake. A rare opportunity to own a private Warwick retreat with space, beauty, and convenience all in one remarkable property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $631,200 | $631,200 | $631,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $1,364 | $1,364 | $1,364 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,835 | $3,990 | $5,199 |
| Total Monthly Payment | $5,291 | $5,446 | $6,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.