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Presented by
Stacey Sporn |
Sun-filled, 3-bedroom ranch on a beautiful private lot in Schaghticoke. This well-maintained 3 bedroom, 1 bath ranch offers 1, 680 square feet of comfortable, same level living on approximately 1 acre of land surrounded by nature. Filled with natural sunlight throughout, the home combines warmth, comfort and peaceful country living. A spacious family room addition, completed in 2000, is the heart of the home. Large windows overlook a wooded backyard, creating a bright and inviting space to relax year round. The family room also features a cozy gas fireplace, perfect for chilly evenings and gatherings. The home offers hardwood floors in the kitchen and family room, 3 comfortable bedrooms, a full bathroom, and a generously sized laundry room with abundant storage space. Recent updates provide added peace of mind, including a propane furnace and hot water system installed in 2020, and a new water softening system installed in 2025. Located in the Hoosic Valley School District, this property offers the perfect balance of privacy and convenience. Whether you are enjoying the natural light indoors, watching wildlife from the family room, or taking advantage of the expansive yard, you will appreciate the serenity and charm this home has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.772.2331
Stacey.Sporn@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $442 | $442 | $442 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,576 | $1,662 | $2,186 |
| Total Monthly Payment | $2,093 | $2,179 | $2,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.