43 E Main Street, Washingtonville, NY, 10992 | $159,999

Opportunity is knocking at 43 E Main Street — a true value-add waterfront property ready for a full renovation. The home offers a functional layout with solid bones, providing the perfect canvas to reimagine the space to today’s standards. Whether you’re planning a fix-and-flip, rental conversion, or long-term hold, the upside here is undeniable. Being sold as-is, this property is best suited for experienced investors, contractors, or buyers looking to take on a project and build serious equity. Situated right on Main Street and backing up to the Moodna Creek, the location is a major plus. Enjoy walkability to local shops, restaurants, and parks, along with everything Washingtonville has to offer. Easy access to major roadways makes commuting simple and adds long-term value to the investment. This is not your typical move-in-ready home — bring your contractor, your vision, and your plans. Opportunities like this at this price point are becoming increasingly rare, especially with waterfront positioning. Don’t miss your chance to turn this into your next successful project.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Other
  • Year Built: 1920
  • Heating: Steam, Other
  • Cooling: None
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,944
  • Acreage: 0.21
  • Est. Taxes: $4,607
  • Elem. School: Round Hill Elementary School
  • Middle School: Washingtonville Middle School
  • High School: Washingtonville Senior High School
  • School District: Washingtonville
  • Appliances: Range
  • MLS#: 991915
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/991915/43emainstreet_washingtonville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HomeSmart Homes & Estates   Phone: 845-547-0005

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

43 E Main Street, Washingtonville, NY, 10992

$159,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,999 $127,999 $127,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $384 $384 $384
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $757 $799 $1,054
Total Monthly Payment $1,216 $1,258 $1,513

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.