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Check out this BEAUTY in popular Southwood of Julington Creek Plantation, where homeowners enjoy 100ft lots & all streets ending in cul-de-sacs! GORGEOUS, fresh landscaping welcomes you home! This one shows quite well & features a corner/cul-de-sac lot and is in move-in condition, just waiting for your personal touches & updates! Seller updates incl 2016 roof, 2013 water heater, 2017 & 2024 AC units. The popular floor plan features formal living & dining rms, leading thru the kitchen to the separate family rm w/cathedral ceiling & cozy wood-burning fireplace. The split bedrm floor plan has the primary suite & 5th BR/office/nursery on one side, and 3 add'l bedrooms with a Jack 'n Jill bath & hall guest bath on the other. Designer feature incl crown moulding, 5'' baseboards, oversized 17'' ceramic tile, art niches, 2'' PVC blinds, and Palladian windows. The central kitchen has loads of 42'' maple cabinets, lots of counterspace, porcelain sink, and stainless appliances w/LG double oven!. . . Relax in the beautiful, primary suite including a tray ceiling, raised dual-sink vanity, deep soaking tub & separate shower, & spacious walk-in closet. The 5th BR is situated on the same side of the home as the primary bedroom & includes a double door entry & cathedral ceiling, perfect for a home office or nursery. The secondary bedrooms are all spacious w/ample closet space; the unique desk & cabinetry in the hallway off the kitchen is perfect for home organization, or a computer/homework space for the kiddos, or a compact home office location. The 2-car, courtyard-entry garage provides extra storage space w/attic stairs, personnel door to the outside, and windows for natural light. Sliding doors lead to the rear patio to enjoy a summer BBQ or for the family pet to play in the fenced backyard. Don't forget the BRAND NEW amenity center near the golf course clubhouse, and the Plantation Club with junior Olympic pool, water slide and fitness center. The Julington Creek lifestyle includes A-Rated St. Johns County Schools, nearby shopping & restaurants, and easy access to points north and south with the 9B expressway. This 5 BR/3 BA home is priced very well to allow room in the budget for cosmetic updates throughout to make this home your very own!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $506 | $506 | $506 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,673 | $2,778 | $3,653 |
| Total Monthly Payment | $3,271 | $3,376 | $4,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.