|
|
Coastal living meets modern convenience in this extensively renovated 3-bedroom, 3-bath residence, located just minutes from Misquamicut Beach and Watch Hill. Because the property has been extensively renovated inside and out, this home presents a rare low maintenance opportunity. Recent improvements include a new kitchen, three fully renovated bathrooms, newly refinished hardwood floors, updated electrical, plumbing, and heating systems, and a fully finished lower level that substantially expands the home's usable living space. The lower level offers exceptional flexibility for a family room, home office, recreation space, or guest accommodations. The exterior has been completely transformed with all-new siding, updated stonework, two newly constructed decks, a newly paved driveway, and a new water line to the street. Stunning stone walls line the driveway. A two-car garage provides added convenience, while the scenic backyard offers ample space for outdoor entertaining, summer gatherings, or simply enjoying the coastal surroundings.
Whether you're seeking a year-round residence or a carefree summer retreat, this move-in-ready property offers the comfort, quality, and peace of mind that come with a comprehensive renovation, all within close proximity to Westerly's celebrated beaches, boating, golf, and coastal amenities. Please note the assessment does not yet reflect the comprehensive updates to the property.
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,520 | $4,901 | $6,717 |
| Total Monthly Payment | $4,862 | $5,243 | $7,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.