1005 PIANO LANE, Apollo Beach, FL, 33572 | $999,900

Under contract-accepting backup offers. Virtually Staged. Luxury WATERFRONT Living at its finest on Tampa Bay in the gated community of Symphony Isles. This spacious home offers *** a NEW TILE ROOF Oct 2025*** The interior has volume ceilings throughout, 2 entertaining spaces, large open kitchen with beamed ceiling for old world charm, 2 islands, a huge pantry, wine closet, and BBQ patio. The primary is located at the back of the 1st floor with views of the canal and pool/spa. The primary oversized bath has access to a shared outdoor shower with 2nd full downstairs bath off the flex space office/6th bedroom. Upstairs there are 4 bedrooms all with attached shared bathrooms, balcony access with a partial view of the bay. The pool area has a covered area, full bath and access to the dock. Symphony Isles amenities include 24-HOUR UNIFORMED SECURITY, a clubhouse, community pool, playground, private beach, boat launch, horseshoe pit, beach volleyball court, barbecue area and gazebo. Symphony Isles is commuting distance to Mac Dill Air Force Base, downtown Tampa, St. Petersburg, St. Pete Beach, and Bradenton/Sarasota. Bay Area residents can take advantage of great shopping, performing arts, world-class museums, and top-rated Gulf beaches. The up-and-coming town of Apollo Beach has waterfront restaurants, a waterfront park and has a great public recreation center that offers events and classes.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2000
  • Garage: 4-car Driveway, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,158
  • Acreage: 0.34
  • Est. Taxes: $10,804
  • HOA Fee: $530 Quarterly
  • Lot Desc: FloodZone, In County, Sidewalk, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Pool: In Ground
  • Pet Policy: Breed Restrictions
  • Appliances: Cooktop, Dishwasher, Disposal, Gas Water Heater, Refrigerator
  • MLS#: TB8515942
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/TB8515942/1005pianolane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2026 7:48:15 AM)
Listing courtesy of FLORIDA REALTY   Phone: 813-681-1133

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1005 PIANO LANE, Apollo Beach, FL, 33572

$999,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $900 $900 $900
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,668 $4,796 $6,750
Total Monthly Payment $5,660 $5,788 $7,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.