827 HITCH LOOP, St. Cloud, FL, 34772 | $3,500

This new two-story home features a first-floor Next Gen® suite with its own private entrance, living room, kitchen, bedroom, and bathroom — perfect for extended family or guests who want to enjoy privacy.
The main home offers a spacious open-concept layout on the first floor, featuring a family room, dining area, and modern kitchen that seamlessly flow together, plus a covered lanai ideal for relaxing or entertaining. Also located downstairs are a secondary bedroom and the owner’s suite, complete with two walk-in closets. Upstairs, you’ll find a versatile bonus room along with two additional secondary bedrooms.
Located in the peaceful city of St. Cloud, FL, Old Hickory is a master-planned community known for its family-friendly atmosphere and convenient amenities. Surrounded by beautiful lakes and palm trees, residents enjoy a relaxed lifestyle with access to a community swimming pool, playground, scenic walking paths, shaded picnic areas, and an onsite pond perfect for morning walks and enjoying nature. There is also a dog park where pets can run off-leash and socialize.
An added bonus is the included solar panels, helping reduce monthly electricity costs and making the home more energy efficient.
Come see this beautiful home and experience the charm, comfort, and natural beauty that Old Hickory has.

Features

  • Type: Single Family Residence
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,180
  • Acreage: 0.26
  • Elem. School: Michigan Avenue Elem (K 5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: S5149450
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/S5149450/827hitchloop_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/19/2026 7:17:10 PM)
Listing courtesy of HOME 21 REALTY & MANAGEMENT INC   Phone: 646-403-2471

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

827 HITCH LOOP, St. Cloud, FL, 34772

$3,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,800 $2,800 $2,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $17 $18 $23
Total Monthly Payment $92 $93 $98

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.