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THIS IS AN OPPORTUNITY! This townhouse is located in the vary convenient spot within PINELLAS Co, where commute is an important advantage. Subdivision WATERFORD is tucked away off US Hwy 19 with an easy access. The unit has a COVERED FRONT PATIO allowing a rocking chair and plants. Downstairs offers a half bath right at the front door and kitchen for the convenience of groceries. OPEN PLAN of DINING and LIVING room with a STORAGE under the stairs makes this area a nice space. LARGE SLIDING BALCONY doors lead to a back patio that could be transformed into a green spot too. Second floor has BOTH SPLIT PLAN BEDROOMS, separate laundry and FULL BATH. MASTER BEDROOM has a WALK-IN CLOSET. ASSIGNED PARKING is in front of the main door. This subdivision offers LOW MONTHLY FEE of $235 that includes outside maintenance, pest control and trash. WATERFORD has MATURE TREES allowing much shaded street. CLEARWATER offers an ease of beach access and airport travel. NO FLOOD ZONE! PETS ALLOWED! COME and SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,167 | $1,212 | $1,594 |
| Total Monthly Payment | $1,516 | $1,561 | $1,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.