|
|
Presented by
Maria Skamangas |
Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Ravenswood community. Built in 2024, this move-in-ready home offers 1, 538 sq. ft. of modern living space with an open-concept floor plan, durable vinyl flooring in the main areas, and carpet in the bedrooms. The kitchen features Whirlpool stainless steel appliances, including a range, microwave, dishwasher, disposal, refrigerator, washer, and dryer. Additional upgrades include a fully paid-off water softener and reverse osmosis system. The spacious 2-car garage provides ample storage and convenience. Situated on a 5, 227 sq. ft. lot, this home offers the peace of mind that comes with newer construction, including a newer roof, HVAC, and appliances. Low HOA fees of just $114. 72 quarterly. Conveniently located near shopping, dining, schools, and historic St. Augustine. Why wait for new construction when you can move into this beautifully maintained 2024 home in Ravenswood? This 4-bedroom, 2-bath residence offers 1, 538 square feet of thoughtfully designed living space with modern finishes, valuable upgrades, and the peace of mind that comes with newer construction. The open-concept floor plan provides comfortable everyday living and a seamless flow for entertaining. The kitchen is equipped with Whirlpool stainless steel appliances, including a range, microwave, dishwasher, disposal, refrigerator, washer, and dryer. Durable vinyl flooring enhances the main living areas, while carpeted bedrooms provide comfort and warmth. This home includes a premium CareSoft Pro water softener system and reverse osmosis filtration system that are fully paid off and convey with the property. The reverse osmosis system features a dedicated drinking water faucet at the kitchen sink along with a storage tank conveniently installed beneath the sink, providing high-quality filtered water on demand. Additional upgrades include a professionally finished epoxy-coated garage floor, creating a clean, polished appearance while offering durability and easy maintenance. The spacious two-car garage provides ample room for vehicles, storage, hobbies, or a workshop area. The exterior is designed for convenience and curb appeal. A Hunter irrigation system services both the front and rear yard to help maintain the landscaping, while a public streetlight located directly in front of the property enhances visibility and nighttime illumination. Built in 2024, the home's roof, HVAC system, appliances, and major mechanical components are all nearly new, helping reduce maintenance concerns and providing long-term value. Situated on a 5, 227-square-foot lot, this property offers manageable outdoor space with low-maintenance living in mind. Residents of Ravenswood enjoy affordable HOA dues of only $114. 72 per quarter while benefiting from a convenient St. Augustine location. The home is approximately 15-20 minutes from Historic Downtown St. Augustine, where residents can enjoy charming shops, restaurants, waterfront attractions, and year-round events. The beautiful beaches of St. Augustine are also within approximately 20-25 minutes, offering easy access to the Atlantic Ocean, fishing, boating, and outdoor recreation. Entertainment and cultural venues are nearby, including the renowned St. Augustine Amphitheatre, which hosts concerts, festivals, farmers markets, and community events throughout the year. Shopping, dining, healthcare facilities, schools, and major transportation routes are all conveniently accessible from this location. Whether you're a first-time homebuyer, downsizing, relocating, or simply seeking a move-in-ready home with modern upgrades already in place, this property offers an exceptional opportunity to enjoy comfortable Florida living in one of the nation's most historic and desirable cities. Schedule your private showing today and discover everything this Ravenswood home has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.262.1758
Maria.Skamangas@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,823 | $1,894 | $2,491 |
| Total Monthly Payment | $2,229 | $2,300 | $2,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.