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Whether you're a first-time homebuyer looking to stop renting, an investor searching for a solid addition to your portfolio, or someone ready to downsize into a manageable, move-in-ready home, this charming 4-bedroom, 2-bath property deserves a look. Offering 1, 303 square feet of comfortable living space, this home combines affordability with peace of mind thanks to numerous recent updates. Approximately three years ago, the home received a new roof, flooring, interior paint, painted cabinetry, ceiling fans, and light fixtures. The refrigerator and dishwasher are only two years old, the disposal was replaced three years ago, and the water heater is approximately four years old. The main water line was replaced just two years ago using copper and PEX plumbing--no polybutylene pipes here. Inside, you'll find a functional layout designed for everyday living. The kitchen features a pass-through window overlooking the living room, creating an open feel that's perfect for entertaining or keeping an eye on family activities. A welcoming front porch adds curb appeal and provides the perfect spot for morning coffee. Step outside to one of the property's standout features--a large, fully fenced backyard with plenty of room for pets, play equipment, gardening, outdoor entertaining, or future projects. With no HOA restrictions, you'll have the freedom to enjoy your property your way. Additional highlights include off-street parking, a beautifully maintained St. Augustine lawn, and a newer fence along the left property line installed approximately 18 months ago. Conveniently located just off Ladson Road, you'll be minutes from shopping, dining, parks, and golf, including nearby Lowes Foods, Publix, The Golf Club at Wescott Plantation, and Lovegrove Estate. With easy access to major roadways, commuting throughout the Charleston area is simple. Move-in ready, affordably priced, no flood insurance required, transferrable termite bond, and packed with updates--this is an opportunity that's hard to find at $275, 000.
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Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,373 | $1,812 |
| Total Monthly Payment | $1,393 | $1,448 | $1,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.