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Presented by
The MacGarva Team |
Welcome to your beautifully updated Punta Gorda retreat, where modern coastal style meets peace of mind with NO FLOOD INSURANCE REQUIRED! This meticulously maintained 3-bedroom + office/den home has been thoughtfully renovated from top to bottom, offering a truly move-in-ready opportunity with extensive interior and exterior improvements.
From the moment you arrive, you'll appreciate the fresh landscaping, inviting curb appeal, and attention to detail throughout. Inside, luxury vinyl plank flooring flows seamlessly through the home, complemented by coastal-inspired square trim, updated door casings, fresh paint, new hardware, modern lighting, upgraded ceiling fans, and stylish finishes at every turn.
The stunning remodeled kitchen is the heart of the home, featuring new countertops, all-new stainless appliances, designer backsplash, updated fixtures, and abundant space for entertaining family and friends. The living area is equally impressive with a beautifully remodeled fireplace creating a warm and inviting focal point.
A dedicated office/den provides the perfect space for working from home, managing daily tasks, creating a quiet reading retreat, or accommodating guests when needed. The spacious primary suite offers a luxurious retreat with custom-built closet systems and a fully remodeled spa-inspired bath. Guest bedrooms also feature custom closet organization, while both bathrooms showcase new vanities, comfort-height toilets, upgraded fixtures, and modern finishes.
Major mechanical updates provide confidence for years to come, including a newer roof (2023), newer HVAC system, and newer water heater. Additional upgrades include updated electrical switches and outlets, upgraded bathroom ventilation fans, new blinds, and flush-mount lighting throughout.
Step outside to your private outdoor oasis featuring an epoxy-coated lanai, new screening, fenced backyard, lush landscaping, and mature Areca palms creating exceptional privacy. Whether enjoying your morning coffee or entertaining guests, this outdoor living space is designed for the Florida lifestyle.
With virtually every detail thoughtfully updated, this exceptional home offers the rare combination of style, comfort, functionality, and peace of mind. Offering 3 bedrooms, an office/den, and an incredible list of upgrades, this home is truly one-of-a-kind. Simply move in and let life begin!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
Sales Associates
William Raveis Real Estate
Phone: 516.242.9633
TheMacGarvaTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $402 | $402 | $402 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,020 | $2,635 |
| Total Monthly Payment | $2,393 | $2,497 | $3,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.