26372 ASUNCION DRIVE, Punta Gorda, FL, 33983 | $399,900

Welcome to your beautifully updated Punta Gorda retreat, where modern coastal style meets peace of mind with NO FLOOD INSURANCE REQUIRED! This meticulously maintained 3-bedroom + office/den home has been thoughtfully renovated from top to bottom, offering a truly move-in-ready opportunity with extensive interior and exterior improvements.

From the moment you arrive, you'll appreciate the fresh landscaping, inviting curb appeal, and attention to detail throughout. Inside, luxury vinyl plank flooring flows seamlessly through the home, complemented by coastal-inspired square trim, updated door casings, fresh paint, new hardware, modern lighting, upgraded ceiling fans, and stylish finishes at every turn.

The stunning remodeled kitchen is the heart of the home, featuring new countertops, all-new stainless appliances, designer backsplash, updated fixtures, and abundant space for entertaining family and friends. The living area is equally impressive with a beautifully remodeled fireplace creating a warm and inviting focal point.

A dedicated office/den provides the perfect space for working from home, managing daily tasks, creating a quiet reading retreat, or accommodating guests when needed. The spacious primary suite offers a luxurious retreat with custom-built closet systems and a fully remodeled spa-inspired bath. Guest bedrooms also feature custom closet organization, while both bathrooms showcase new vanities, comfort-height toilets, upgraded fixtures, and modern finishes.

Major mechanical updates provide confidence for years to come, including a newer roof (2023), newer HVAC system, and newer water heater. Additional upgrades include updated electrical switches and outlets, upgraded bathroom ventilation fans, new blinds, and flush-mount lighting throughout.

Step outside to your private outdoor oasis featuring an epoxy-coated lanai, new screening, fenced backyard, lush landscaping, and mature Areca palms creating exceptional privacy. Whether enjoying your morning coffee or entertaining guests, this outdoor living space is designed for the Florida lifestyle.

With virtually every detail thoughtfully updated, this exceptional home offers the rare combination of style, comfort, functionality, and peace of mind. Offering 3 bedrooms, an office/den, and an incredible list of upgrades, this home is truly one-of-a-kind. Simply move in and let life begin!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,245
  • Acreage: 0.22
  • Est. Taxes: $4,819
  • HOA Fee: $156 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6144600
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/N6144600/26372asunciondrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/12/2026 5:02:08 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The MacGarva TeamSales Associates

516.242.9633

TheMacGarvaTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26372 ASUNCION DRIVE, Punta Gorda, FL, 33983

$399,900

The MacGarva Team

Sales Associates

William Raveis Real Estate

Phone: 516.242.9633

TheMacGarvaTeam@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $402 $402 $402
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $2,020 $2,635
Total Monthly Payment $2,393 $2,497 $3,112

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.