|
Turnkey coastal comfort in the heart of Punta Gorda Isles. This fully furnished 2-bedroom, 2-bath second-floor condo at Islander Point offers an easy, low-maintenance lifestyle in one of PGI’s waterfront communities. Inside, you’ll find a bright great room layout, split-bedroom floor plan, updated flooring, cheerful coastal furnishings, and a practical kitchen with breakfast bar. The screened lanai backs up to the pool area, creating a relaxing spot to enjoy morning coffee, afternoon breezes, or the community’s tropical setting. Islander Point offers a heated community pool, mature landscaping, assigned parking, guest parking, and a wraparound concrete dock with quick boating access to Charlotte Harbor. Dock space is available on a first-come, first-served basis and was available at time of listing. The association is pet friendly, allowing owners to enjoy the Punta Gorda lifestyle with their four-legged companions. Miles of sidewalks connect you to parks, St. Andrews South Golf Club, Isles Yacht Club, Fishermen’s Village, the Harborwalk, and historic downtown Punta Gorda. With furnishings in place, boating access(up to 26 feet in length), and the pool just beyond your lanai, this condo makes it easy to settle in and start enjoying Southwest Florida from day one.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$153,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $123,120 | $123,120 | $123,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $728 | $768 | $1,014 |
| Total Monthly Payment | $1,011 | $1,051 | $1,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.