|
Introducing a well-maintained brick residence located in the highly desirable Laconia section of the Bronx. Combining solid construction, functional living space, and a convenient location, this property presents an excellent opportunity for both homeowners and investors alike. Situated on a 2, 000-square-foot lot and offering approximately 2, 300 square feet of interior living space, the property is configured as a spacious three-bedroom duplex featuring 1. 5 bathrooms over a two-bedroom unit with one full bathroom, providing a total of five bedrooms and 2. 5 bathrooms. The thoughtfully designed layout offers generously sized rooms, abundant natural light, and a comfortable flow throughout, creating a warm and inviting living environment. A fully finished basement further enhances the property's appeal, offering valuable additional space that can be utilized as a recreation room, home office, fitness area, media room, storage space, or for a variety of other lifestyle needs. This versatile lower level adds significant flexibility and functionality to the home. The exterior features classic brick construction, contributing both timeless curb appeal and long-term durability. A private driveway and garage provide the convenience of off-street parking—an increasingly sought-after amenity in the Bronx. Conveniently located near shopping centers, restaurants, schools, parks, public transportation, and major highways, this residence offers easy access to everyday necessities and commuting routes. The Laconia neighborhood is known for its established residential character, community atmosphere, and proximity to a wide range of local amenities. Whether you are searching for a comfortable owner-occupied residence, a multi-generational living arrangement, or an investment opportunity with strong long-term potential, this property delivers an exceptional combination of space, versatility, and location. With its solid brick construction, finished basement, private parking, and desirable neighborhood setting, this is a remarkable opportunity in today's market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $548 | $548 | $548 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,428 | $6,069 |
| Total Monthly Payment | $4,724 | $5,068 | $6,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.