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Welcome to Wagener Terrace, one of Charleston's most desirable Peninsula neighborhoods, where timeless Southern charm meets modern comfort. This beautifully maintained home is a rare opportunity to own a true Charleston gem in the heart of the city -- with NO HOA. Step inside to discover refinished and stained pine hardwood floors, abundant natural light, fresh interior paint, and an inviting open-concept layout designed for both everyday living and entertaining. The updated kitchen features granite countertops, ample cabinetry, and seamless flow into the dining and living spaces. Significant recent improvements provide peace of mind, including a new roof (2026), new Anderson windows throughout, updated plumbing (2022), and a newer HVAC system , wiring was updated in 2004. These major upgrades allow you to enjoy the character of a historic Charleston home with the confidence of modern updates. The thoughtfully designed floor plan offers spacious front bedrooms, while the private rear bedroom with its own full bath creates the perfect owner's retreat, guest suite, or flex space. Additional updates and like-new flooring in the rear portion of the home enhance both comfort and functionality. Outdoor living is just as impressive. The fenced backyard is a private oasis featuring mature fruit trees, a workshop with electricity, and plenty of space to relax or entertain on Charleston's beautiful evenings. An oversized parking pad accommodating four or more vehicles is an exceptional feature rarely found on the Peninsula. Ideally located just minutes from downtown Charleston, this home offers convenient access to The Citadel, MUSC, College of Charleston, Hampton Park, shopping, dining, breweries, and some of Charleston's most beloved local destinations. Blending historic character, modern upgrades, NO HOA, and an unbeatable location, this Wagener Terrace residence is truly one you do not want to miss. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$880,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $704,000 | $704,000 | $704,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.228% | 6.086% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,108 | $4,221 | $5,941 |
| Total Monthly Payment | $4,200 | $4,313 | $6,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.