57 OSPREY CIRCLE, Palm Coast, FL, 32137 | $890,000

Experience refined Florida living in this beautifully maintained Arthur Rutenberg Portofino II Modified, a gently loved part-time residence that showcases exceptional craftsmanship, thoughtful design, and stunning lakefront sunsets.
Designed for both everyday comfort and elegant entertaining, this custom home offers an impressive collection of upgrades and features throughout. The spacious floor plan includes a dedicated movie theater that can easily be converted into a fourth bedroom if desired, along with a private office enhanced by a striking glass wall that also serves as a sophisticated wine room. The formal dining room features custom built-in storage, adding both beauty and functionality.
The heart of the home boasts solid wood cabinetry with pullouts, under-cabinet lighting, and premium finishes, while surround sound throughout creates the perfect atmosphere for entertaining or relaxing. Car enthusiasts and hobbyists will appreciate the truly oversized garage, offering space for nearly 3 cars or 2 cars with exceptional storage and workspace. The large paver driveway offers incredible width for ample parking as well.
Step outside to your private backyard retreat where a sparkling pool and hot tub overlook a tranquil lake with coveted western exposure, delivering breathtaking sunset views night after night. The expansive lanai is complete with an outdoor kitchen and propane fireplace, creating the ultimate setting for year-round outdoor living.
Located within the sought-after gated community of Grand Haven, this meticulously cared-for custom home offers a rare opportunity to enjoy luxury, privacy, and timeless design in one of Palm Coast's premier neighborhoods. Grand Haven offers terrific amenities included in the HOA fee, two heated pools, two spas, two fitness centers, har-tru tennis courts, bocce ball, volleyball, croquet, basketball, a friendly cafe, a tiki bar, a dog park, & beautiful trails including the esplanade along the intracoastal. The Jack Nicklaus golf course in the community also offers a full golf membership as well as a social membership. Check out our 3-D floor plan & walk through video. There are two different tour links. Roof was replaced December 2021. Home can be sold furnished.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 2-car Driveway, Oversized, Workshop in Garage
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,093
  • Acreage: 0.26
  • Est. Taxes: $4,860
  • HOA Fee: $175 Annually
  • Lot Desc: City Lot, In County, Irregular Lot, Landscaped, Level, Near Golf Course, Sidewalk
  • View: Pool, Water
  • Water Front: Yes
  • Pool: In Ground, Screen Enclosure, Solar Heat
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC319075
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/FC319075/57ospreycircle_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 11:49:26 PM)
Listing courtesy of Re/Max Select Professionals   Phone: 386-283-4966

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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57 OSPREY CIRCLE, Palm Coast, FL, 32137

$890,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $712,000 $712,000 $712,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.218% 6.133% 6.183%
Monthly Tax Payment $405 $405 $405
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,212 $4,269 $6,008
Total Monthly Payment $4,709 $4,766 $6,505

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.