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Concept Properties One proudly presents another beautifully renovated bungalow! 208 Phillips St has undergone extensive renovations including major electrical and plumbing improvements throughout the home, a newer HVAC system with updated controls, and a new electric tankless water heater for enhanced efficiency. Upon arrival, you'll find a newly constructed front porch with updated railings, stylish exterior paint, restored exterior trim, window improvements, refreshed landscaping, enhanced curb appeal, and extensive exterior upgrades, giving you a glimpse of what you’ll discover inside. A neutral decor and crown molding flow throughout the entire home. Luxury plank begins in the Family Room, where oversized windows bring abundant natural light and a decorative mantle serves as the focal point. The spacious layout flows easily from the living area into the Dining space and the fully renovated Kitchen features new cabinetry, countertops, fixtures, a stylish tile backsplash, and new stainless steel appliances including a stove, dishwasher, and microwave. The refrigerator also remains, making your move even more seamless! Both Bedrooms are generously sized with soft carpet, while the centrally located Bath has been completely transformed with a new tile tub surround, updated flooring, vanity with mirrored sundries cabinet, fixtures, chair rail molding, and clerestory window. A dedicated Laundry Room completes the floorplan. Additional improvements include new flooring throughout much of the home, fresh paint, updated lighting and electrical fixtures, and numerous service upgrades. Outside, the crawlspace has also been cleaned and improved, providing added peace of mind for future ownership. The fenced backyard offers plenty of usable space, and the two-car carport provides covered parking. Showcasing modern updates and classic bungalow charm, this home is ready to welcome its next chapter. Call now to walk through yourself!
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Our Executive Mortgage Banker:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $79 | $79 | $79 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $998 | $1,318 |
| Total Monthly Payment | $1,112 | $1,152 | $1,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.