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Welcome to 103 Upper Ridge, an extraordinary Bergeron-built mountain retreat nestled within the prestigious gated community of The Cliffs Valley. Extensively renovated, fully furnished, and professionally decorated, this exceptional residence combines timeless craftsmanship, luxurious finishes, and breathtaking panoramic views stretching across Paris Mountain, Cedar Mountain, Callahan Mountain and the surrounding Blue Ridge landscape. From the moment you step inside, soaring ceilings, walls of windows, rich Brazilian cherry hardwood floors, and quality construction details create a warm yet sophisticated atmosphere. Thoughtfully designed to showcase the stunning mountain scenery from nearly every room, the home seamlessly blends elegant indoor living with unforgettable outdoor spaces. The beautifully appointed chef's kitchen features custom birch cabinetry, premium appliances, generous workspace, and a large walk-in pantry designed for both everyday living and effortless entertaining. Adjacent gathering spaces invite family and friends to relax while taking in the spectacular mountain backdrop visible throughout the home. The main-level office features custom-built-in shelving, creating the ideal space for working remotely or managing daily life. The luxurious primary suite serves as a private sanctuary, complete with its own dedicated office or sitting room, stunning mountain views, and a spa-inspired bath featuring a separate vanity area, Jacuzzi soaking tub, and spacious walk-in shower. The lower level offers exceptional space for family and guests, featuring soaring ceilings, abundant natural light, three spacious guest bedrooms and full baths. Designed with entertaining in mind, the expansive recreation room includes a custom wet bar complete with an ice maker, creating the perfect setting for gatherings, game days, and movie nights. New carpeting throughout the lower level adds comfort and freshness, while multiple unfinished storage areas provide excellent space for seasonal items or future customization. Outdoor living is where this home truly shines. The expansive deck offers the perfect setting for entertaining, dining, or simply enjoying the incredible mountain vistas. A covered outdoor living area with retractable screens allows you to enjoy fresh mountain air year-round while maintaining comfort and privacy, while a separate grilling deck creates the perfect gathering place for family and friends. The lower-level covered patio extends the living space outdoors and features a private hot tub, providing the ideal place to unwind while surrounded by the beauty and tranquility of the Blue Ridge Mountains. Throughout the home, Anderson windows and doors, updated lighting, professionally curated interiors, custom details, and impeccable craftsmanship reflect the quality and care invested in every space. The three-car garage features durable epoxy flooring, providing both functionality and a polished finish. Located within The Cliffs Valley, residents enjoy access to one of the Southeast's premier private club communities, offering championship golf, wellness facilities, tennis, hiking trails, dining, and an active social lifestyle through separate membership opportunities. Rarely does a home combine this level of craftsmanship, privacy, luxury, and extraordinary mountain views. 103 Upper Ridge offers an exceptional opportunity to experience refined mountain living in one of the most sought-after communities in the Carolinas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$3,000,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,400,000 | $2,400,000 | $2,400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.183% |
| Monthly Tax Payment | $3,801 | $3,801 | $3,801 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,389 | $14,777 | $20,253 |
| Total Monthly Payment | $18,315 | $18,703 | $24,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.