20 Shell Street, Nantucket (Sconset), MA, 02564 | $2,695,000

Tucked into the storybook charm of Sconset village, this beautifully renovated two-bedroom cottage captures the essence of classic Nantucket living with a fresh, thoughtful touch. Inside, vaulted ceilings and reclaimed wood floors create a warm, airy atmosphere, while crisp white finishes and abundant natural light give the home a bright, welcoming feel. The newly designed kitchen serves as the heart of the home, featuring a generous island with a farmhouse sink, white quartz countertops, and seating for four. A charming sunroom just off the kitchen offers a cozy nook for morning coffee, quiet work, or a good book. The first floor includes one bedroom—alongside a fully renovated bathroom. Upstairs, the private primary bedroom provides a peaceful retreat. Outdoor living is just as delightful, with a backyard designed for relaxation, complete with an outdoor shower, and a dining area ideal for al fresco evenings. A grassy front yard and off-street parking add ease and comfort. Just moments from the best of Sconset; this enchanting cottage is within a 5-minute stroll of Sconset Beach, the Bluff Walk, Sconset Playground, and the village center with beloved Sconset Market, an ice cream counter, local book shop and more. This cottage beautifully pairs timeless coastal charm with a coveted location in one of Nantucket’s most picturesque and sought-after enclaves.

Features

  • Town: Nantucket
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Year Built: 1920
  • Heating: Electric
  • Basement: Crawl space.
  • Approx Sq. Feet: 1,110
  • Acreage: 0.07
  • Est. Taxes: $5,894
  • Lot Desc: Driveway easement., Yes
  • View: None
  • Appliances: Stove: Cosmo - 4 Burner Gas Stove & Hood, Washer: LG
  • Property#: 92988
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /eprop/92988/20shellstreet_nantucket_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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James Millington - The Millington TeamSales Associate

203.258.1049

James.Millington@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Shell Street, Nantucket (Sconset), MA, 02564

$2,695,000

James Millington - The Millington Team

Sales Associate

William Raveis Real Estate

Phone: 203.258.1049

James.Millington@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,156,000 $2,156,000 $2,156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $491 $491 $491
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,242 $13,275 $18,194
Total Monthly Payment $12,858 $13,891 $18,810

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.