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Welcome to country living done right in the heart of Hastings. This spacious 4-bedroom, 2-bath home offers nearly 1, 900 square feet of comfortable living with room to spread out, inside and out, built in 2000 and sitting on one acre of land. Inside, you'll find hardwood floors flowing through an open, easy-living layout, complete with a flexible bonus addition perfect for a home office, formal dining, or playroom. The home stays comfortable year-round with central heating and air, and the durable metal roof with its gable-hip design delivers lasting peace of mind and standout curb appeal. Outdoor living shines here with two finished decks plus a covered open porch — your front-row seats for morning coffee, weekend grilling, and wide-open Florida sunsets. With Open Rural (OR) zoning, you've got the freedom and space that country buyers dream about — all just a short drive from St. Augustine, Palatka, and the I-95 corridor. Call today! 4 bedrooms, 2 bathrooms ~0. 97 acre lot (just under an acre), Open Rural (OR) zoning. Deed shows 1. 5 acres less the Flagler Estates easements. ~1, 872 sq ft conditioned (2, 455 total sq ft) Built 2000 — triple-wide, title retired / real property Hardwood floors throughout Central heating & air Durable metal roof, gable-hip structure Flexible bonus addition Two finished decks + covered open porch Well & septic Qualifies for conventional, FHA & VA financing
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$304,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $243,999 | $243,999 | $243,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,461 | $1,541 | $2,010 |
| Total Monthly Payment | $1,617 | $1,697 | $2,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.