200 OCEAN CREST DRIVE, #138, Palm Coast, FL, 32137 | $320,000

Experience resort-style living at its finest from this beautifully furnished first-floor residence in the sought-after Hammock Beach Club. Offering 678 square feet of comfortable living space, this 1-bedroom, 1-bath condominium boasts breathtaking views of the Atlantic Ocean, the signature 18th fairway of the Jack Nicklaus Ocean Course at Ocean Hammock, and the spectacular Fantasy Pool Pavilion.

An enclosed hallway leads to the front entrance, providing an added sense of privacy and exclusivity. Perfectly positioned on the first floor, this residence allows owners and guests to conveniently access the resort lobby and restaurants without the need for stairs or an elevator, making it one of the most accessible and convenient locations within the resort.

The spacious floor plan features a generously sized bedroom, comfortable living area, convenient kitchenette, and an oversized private balcony that is larger than those typically found on standard one-bedroom residences. This exceptional outdoor living space serves as the perfect setting to enjoy spectacular sunrises, ocean breezes, and beautiful views of the lake, scenic boardwalk, the Atlantic Ocean, the golf course, and the resort grounds.

Offered fully furnished, this turnkey property is ready for immediate enjoyment as a personal vacation retreat, second home, or investment opportunity. Coastal-inspired interiors, soaring ceilings, abundant natural light, and elegant finishes create a welcoming atmosphere that captures the essence of beachfront living.

Owners enjoy access to the exceptional amenities of Hammock Beach Resort, including championship golf, oceanfront dining, a full-service spa, state-of-the-art fitness center, tennis courts, pickleball, and the renowned Fantasy Pool complex featuring a lazy river, water slide, multiple pools, and direct beach access.

Whether you're seeking a carefree getaway, a resort lifestyle, or a property with strong rental potential, this exceptional residence offers the perfect combination of luxury, convenience, and unforgettable views in one of Florida's premier oceanfront resort communities.

Features

  • Elevator: Y
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 10
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Complex: NORTHSHORE 05
  • Year Built: 2003
  • Approx Sq. Feet: 678
  • Acreage: 0.44
  • Est. Taxes: $3,727
  • Condo Fee: $595 Monthly
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Cooktop, Electric Water Heater, Microwave
  • MLS#: FC319072
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/FC319072/200oceancrestdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 11:52:37 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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200 OCEAN CREST DRIVE, #138, Palm Coast, FL, 32137

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,533 $1,597 $2,109
Total Monthly Payment $1,919 $1,983 $2,495

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.