1014 WILLA LAKE CIRCLE, Oviedo, FL, 32765 | $499,900

Under contract-accepting backup offers. Great 4 bedroom, 2. 5 bath pool home located in the quiet Willa Lake Community in Oviedo. Pool is solar heated. New HVAC system, Roof only 8 years old. New carpet in master bedroom. All appliances stay. 3, 127 total square feet with 2, 151 heated square feet.
98' frontage lot that is 120' deep! Near the Cross Seminole Trail! 30' x 14' pool with screen lanai and 30' by 8' covered back patio. Resort style pool and lanai. Open floor plan where kitchen opens to family and to dining with two sliders going out back. Second full bath also opens to the back patio and pool. Inside half-bath off the large living area. 4th bedroom could be a study and it has two french doors for entry. 23'x5' under roof storage plus oversized two car garage with 579 square feet. 1/4 acre (0. 27 acre) lot. The main living area has been opened up from the original floor plan making this home have the feel of a modern new home open floor plan with all of the living space. Master suite has its own bath with separate tub and shower; so a primary bath + a pool bath (2nd bath) + an inside 1/2 bath! Sliders going out back from the primary bedroom. Top rated local public schools. Easy access to Aloma then to the 417 Greenway. Short drive to Oviedo's many restaurants and businesses + shopping, including Publix, Home Depot, & Lowe's. Willa Lake is a small, established subdivision with mature trees, sidewalks, no through traffic, and low HOA dues. Motivated seller. "As Is" sale. Cash or Conventional financing only.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 1988
  • Garage: 2-car Other
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,151
  • Acreage: 0.27
  • Est. Taxes: $7,195
  • HOA Fee: $548 Annually
  • Elem. School: Lawton Elementary
  • Middle School: Jackson Heights Middle
  • High School: Oviedo High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Pool Sweep, Screen Enclosure, Solar Heat
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: R4911393
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/R4911393/1014willalakecircle_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 3:17:10 PM)
Listing courtesy of SAVE MORE REAL ESTATE OF C.F.   Phone: 407-977-4900

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NMLS Mortgage Loan Originator ID 16953

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1014 WILLA LAKE CIRCLE, Oviedo, FL, 32765

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $600 $600 $600
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,525 $3,321
Total Monthly Payment $3,070 $3,200 $3,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.