10495 LONGWOOD DRIVE, Seminole, FL, 33777 | $515,000

Discover the perfect blend of comfort, character, and tranquility in this beautiful 2-bedroom, 2-bath residence with DEN featuring peaceful pond views and the highlight of the home—the expansive deck overlooking the pond—a private outdoor retreat where you can enjoy morning coffee, unwind with evening sunsets, or simply take in the calming sights and sounds of nature. The Arbors, situated in the highly desirable Bardmoor community, this home offers a rare opportunity to enjoy serene waterfront living with maintenance-free convenience. Inside, soaring cathedral ceilings in the living room, dining room, and kitchen enhance the home's spacious feel. The ceilings have been updated with the popcorn texture removed. A stunning travertine fireplace, wet bar, volume ceilings, and decorative planter shelves add warmth, charm, and architectural interest to the living space. The open kitchen offers abundant cabinetry and counter space, complemented by stainless steel appliances, deep stainless steel sink and Corian countertops. The thoughtful split-bedroom layout provides privacy for family and guests. A pocket door transforms the second bedroom and bath into a private guest suite, while the conveniently located indoor laundry closet adds everyday functionality. Two additional outdoor spaces - a grilling patio just outside the kitchen and a second screen enclosed porch just off the living room overlooks the side yard. Additional features include: oversized 2-car garage with extensive storage, built-in cabinets, and a large workbench, spacious driveway with ample guest parking, flat roof over the family room (2020), HVAC (2017), Water heater (2017). Enjoy true maintenance-free living with a low HOA fee of just $265 per month, covering lawn care and trash service. An additional annual fee of $400/yr supports the maintenance of Bardmoor's beautifully landscaped entrances and ponds. Pets are welcome and fences are allowed with approval. Located just minutes from the Bardmoor Golf & Tennis Club where mMembership is available for a fee to include Golf, Pickleball, Tennis, Dining, Events and close to shopping, the YMCA, healthcare facilities, and some of Pinellas County's most desirable destinations. Award-winning Gulf beaches are less than 10 miles away, while downtown St. Petersburg, charming Dunedin, and two international airports are nearby. Whether you're seeking a peaceful waterfront retreat, a low-maintenance lifestyle, or a centrally located home close to everything, this Bardmoor gem delivers it all. Motivated seller—schedule your private showing today and experience the beauty of pond front living for yourself.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1982
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,764
  • Acreage: 0.18
  • Est. Taxes: $8,043
  • HOA Fee: $265 Monthly
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8480507
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/TB8480507/10495longwooddrive_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 3:42:19 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10495 LONGWOOD DRIVE, Seminole, FL, 33777

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $670 $670 $670
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,468 $2,601 $3,421
Total Monthly Payment $3,230 $3,363 $4,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.