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Welcome to your private oasis at 938 S Route 9W, a fully updated, move-in ready home offering two complete and independent living levels on a generous . 47-acre lot in Congers. With a flexible multigenerational layout, extensive capital improvements, and a spectacular outdoor retreat, this property delivers exceptional value and versatility. The main level features two bedrooms, a renovated full bath, dedicated office/den, bonus room with the potential to serve as a bedroom, a full kitchen, living room w/ a wood burning fireplace. The upper level mirrors the flexibility below, offering two additional bedrooms, a second renovated full bath, its own full kitchen, and another private office/den. Each level has its own access point and full washer and dryer hookups, providing complete independence. LED recessed lighting has been installed throughout both levels, adding a clean, modern finish to every room. Every major mechanical has been replaced. The boiler was replaced in Spring 2025, the hot water heater was replaced in 2026, and the entire electrical system including the panel and all wiring throughout has been fully replaced to current code. The main drain line has been upgraded from cast iron to PVC, and a brand new well and supply line were installed and certified to code in 2026. Energy-efficient Pella windows were installed throughout in 2024, adding comfort and lasting value throughout both levels. The work has been done. Step outside to your private fully fenced in oasis. A professional half-court basketball court, a semi-inground pool surrounded by a full patio, and an oversized 8, 000 sq ft driveway create an outdoor living experience that is rarely found at this price point. The . 47-acre lot delivers exceptional space, privacy, and room to enjoy it all. Additional features include a detached one-car garage and full basement for storage or recreational use. Conveniently located steps from Rockland Lake and easy direct access to Route 9W and the I-87/New York State Thruway. Clarkstown School District. Low taxes of $12, 165/yr. Schedule your private showing today.
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Our Executive Mortgage Banker:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,014 | $1,014 | $1,014 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,242 | $3,419 | $4,514 |
| Total Monthly Payment | $4,348 | $4,525 | $5,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.