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Welcome to 4954 Vineyard Lane, a well-maintained 3 BR/3Bath brick ranch that blends classic comfort with modern updates, and is situated on a large lot with well-maintained landscaping throughout the front and fenced rear yard. A roomy and bright foyer greets you at the front door, leading to large dining and living areas(FP), as well as the kitchen featuring an eat-in breakfast area. The kitchen features recent updates, including modern appliances, rich butcher block countertops, and updated cabinet hardware. Directly off the kitchen, a dedicated laundry room and mudroom drop-zone offers convenient access from the driveway and ample storage space. The thoughtful layout includes a primary suite and a second bedroom that both enjoy private en-suite baths, each updated with fresh tub/shower tile work. The central hall bath has also been refreshed with new tile flooring. Storage is abundant, featuring dual-closets in the primary bedroom and a large closet in the dedicated dressing area. The converted playroom provides a multitude of opportunities with all of its space. There is a large covered porch spanning the length of the rec room overlooks the wooded back yard with a firepit area. Close proximity to Patewood hospitals and medical offices, and all that Pelham Road has to offer. Call for your appointment today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,090 | $2,172 | $2,857 |
| Total Monthly Payment | $2,260 | $2,342 | $3,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.