1099 7th Street, Okeechobee, FL, 34974 | $285,000

Welcome to this solid waterfront 2-bedroom, 2-bathroom single-family residence (space for 3rd and/or 4th bedroom) with 6" walls in popular laid back, NO HOA, Buckhead Ridge, Okeechobee, offering 1, 576 square feet of finished living space plus a covered front porch and a covered back porch over the water! The main home features large rooms, a covered front porch as well as a covered porch over the water in the back, a large guest suite with newer mini-split and it's own entrance, 30 amp hook up, and flower garden. NEW hot water heater, 2010 metal roof. Second lot has a concrete RV pad, 50 amp hook up, separate electrical and water, 2 sheds for storage and an enclosed carport/garage. Lots of opportunities for your workshop, hobbyists, fishing, boating and enjoying nature. The main home is so charming with high ceilings, crown molding, beadboard & there are Dade pine hardwood floors underneath you can restore. The guest suite has it's own entrance so it's ideal for a vacation rental. 130' concrete seawall so you can tie up more than one boat out back and fish from your backyard or cruise out to the Bass Fishing Capital, Lake Okeechobee through the lock. There is also a boat ramp a few blocks away. You can walk, ride bike or cart to the corner store and gas station or join one of the private clubs nearby for games, entertainment and community. There is also a playground within walking distance. You are only 7 minutes away from major chain stores, local stores and restaurants and the lake trail where you can walk for miles along scenic Lake Okeechobee. You are 65 minutes from the beach on east coast and about 90 minutes to the west. 40 minutes from St Lucie West and Palm City, 50 minutes to Stuart, 75 minutes to Jupiter and West Palm Beach and you can take the back roads if you prefer over hopping onto the highway or turnpike to commute. Sustainability plus as you will always have food and water with the coconut palms. This is an affordable home with so many opportunities as a year round home, build a micro resort for your family or have as a vacation rental. It is priced low for what it has to offer to allow a buyer room to continue updating to make it their own. 1/3rd acre, double lot, single family home for just a little more than you would pay for a mobile home on a single lot. So much value!! Owner is licensed Florida real estate agent.

Features

  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 130 x 100
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1940
  • Garage: 1-car Detached
  • Heating: Central, Other
  • Cooling: Central Air, Ceiling Fan(s), Other
  • Approx Sq. Feet: 1,576
  • Acreage: 0.3
  • Lot Size: 130 x 100
  • Est. Taxes: $2,400
  • Lot Desc: Fruit Tree(s)
  • View: Canal
  • Water Front: Yes
  • Boat Service: Private Dock
  • Pet Policy: Yes, No Restrictions
  • Appliances: Electric Water Heater, Dryer, Dishwasher, Free-Standing Freezer, Microwave, Refrigerator, Water Heater, Washer
  • MLS#: B26037231
  • Website: https://www.raveis.com
    /prop/B26037231/10997thstreet_okeechobee_fl?source=qrflyer
Copyright © 2026  Beaches Multiple Listing Service, Inc
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.
Listing courtesy of EXP REALTY LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1099 7th Street, Okeechobee, FL, 34974

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,385 $1,440 $1,893
Total Monthly Payment $1,660 $1,715 $2,168

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.