40 MOANA COURT S, Palm Coast, FL, 32137 | $615,000

Welcome to your beachside retreat, perfectly positioned just a 5 minute walk from putting your toes in the sand. Located east of A1A, this better than new residence offers the ultimate beach lifestyle with easy access to the shoreline by foot or a short golf cart ride away.

Built in 2023 and loaded with upgrades, this meticulously maintained home combines modern luxury with coastal charm. The open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. Inside, wide plank luxury vinyl flooring flows seamlessly throughout the main living areas, complemented by impressive 8 foot doors that enhance the open and airy feel. The interior has been freshly painted throughout, elevating the home well beyond the standard builder grade finish. The gourmet kitchen is a true centerpiece, featuring quartz countertops, abundant workspace, a generous pantry, and custom pull out shelving in most cabinets and drawers, making storage and organization effortless. Whether preparing meals or entertaining guests, this thoughtfully designed kitchen delivers both style and functionality.

The spacious primary suite offers a spa like retreat with a stunning super shower, dual sink vanity, and a dream walk in closet that has been fully customized and beautifully built out. Outside, you'll appreciate the paver driveway, screened lanai, extended paver patio, and fully fenced backyard, perfect for relaxing, entertaining, or enjoying Florida's year round sunshine. The home is equipped with a complete gutter system around the exterior, providing both functionality and added curb appeal. The oversized garage provides space for two vehicles plus additional room for golf cart parking, making it easy to embrace the beachside lifestyle.

Situated high and dry in Flood Zone X, this property requires no flood insurance, providing additional peace of mind. Beyond the home, you'll enjoy an unbeatable location. The renowned Hammock Beach Golf Resort & Spa is just one mile away, offering opportunities for golf and country club membership. Home to the acclaimed Jack Nicklaus designed Ocean Course, this championship 18 hole layout features six holes directly along the Atlantic Ocean, more oceanfront holes than any course in Florida.

Everyday conveniences are close by with Publix just minutes away, local favorites like Bronx House Pizza and Captain's BBQ, and endless outdoor recreation at Bing's Landing, where you'll find a public boat launch, fishing pier, waterfront dining, and access to some of the area's best boating and fishing waters. Nature lovers will also appreciate nearby Washington Oaks Gardens State Park, known for its stunning formal rose gardens, scenic walking trails, kayak launches, and one of Florida's most unique coquina rock shorelines.

When you're ready for a night out, vibrant Flagler Beach is only 15 minutes away, offering beachfront restaurants, bars, boutique shopping, and live music nearly every night. Historic St. Augustine is just 20 minutes north, providing world class dining, cultural attractions, and the charm of America's oldest city.

Whether you're seeking a primary residence, second home, or beachside retreat, this exceptional property delivers luxury, location, and the Florida lifestyle you've been dreaming of.

Please note the following items do not convey: refrigerator, washer, dryer, and jewelry box in master closet.

Features

  • Amenities: Playground
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Traditional
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,142
  • Acreage: 0.13
  • Est. Taxes: $6,523
  • HOA Fee: $105 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave
  • MLS#: FC318940
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/FC318940/40moanacourts_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 6:47:22 AM)
Listing courtesy of DJ & Lindsey Real Estate   Phone: 386-387-5985

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 MOANA COURT S, Palm Coast, FL, 32137

$615,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $544 $544 $544
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,947 $3,107 $4,086
Total Monthly Payment $3,583 $3,743 $4,722

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.