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Welcome to a sunny three-story end-unit townhome in the highly desirable Copper Beech community in the heart of Patchogue Village, overlooking a park. This upgraded home features pre-finished 3-inch engineered Harvest Oak flooring installed continuously throughout, including the closets. The entry level offers a flexible office/bonus space, attached one-car garage with ceiling-mounted storage, private driveway, multiple storage closets, laundry closet, and a new gas furnace and water heater (2024). The bright main living level features 9-foot ceilings, crown moldings, and abundant natural light. The open-concept living and dining areas flow into the kitchen with stainless steel appliances, ceiling-height cabinetry, and a custom bookshelf. A built-in dining bench provides additional seating and hidden storage. A powder room completes this level. Upstairs, two spacious bedrooms each feature a private full bath and upgraded closet shelving. The primary suite includes a walk-in closet and attic access, while the second bedroom offers additional wardrobe storage. Enjoy low-maintenance living with access to a community pool, tennis and pickleball courts, and a waterfront park. Walking distance from Main Street restaurants, theater, Plaza Cinema, Fire Island ferries, bayfront walking paths, and the LIRR. A rare opportunity in one of Patchogue Village's most sought-after communities.
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Our Executive Mortgage Banker:
$609,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $487,999 | $487,999 | $487,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,965 | $3,084 | $4,020 |
| Total Monthly Payment | $3,628 | $3,747 | $4,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.