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Welcome to this beautifully updated second floor rental unit in a charming two-family home, perfectly nestled in Hamden's highly sought-after Spring Glen neighborhood near Lake Whitney. This inviting unit offers a seamless, functional layout featuring a spacious living room, a formal dining room, two well-appointed bedrooms, and a fully remodeled full bathroom. Gleaming hardwood flooring flows throughout the space. The unique-retro-style kitchen has large countertops and plenty of cabinet space, as well as upgraded appliances. Freshly painted walls and ceilings provide a bright, move-in-ready canvas. Step outside to enjoy fantastic outdoor living spaces, including a private screened-in porch, a patio area, and a newly sodded, fully fenced backyard. The location is unbeatable-situated in close proximity to Yale University, Quinnipiac University, Albertus Magnus College, Southern Connecticut State University, and vibrant Downtown New Haven. Enjoy the everyday convenience of being just a short walk to Spring Glen Village, local shops, dining options, and public bus lines. Washer/dryer hook-ups in basement. Driveway access available for extra cost. Applicant Requirements 1. 650 credit score minimum- Combined applicants must gross 3X the rent, unless on subsidy 2. No recent collections (opened or closed) recorded on credit report within last 2 years 3. No felony conviction records related to violence against persons and/or property within last 7 years 4. No convictions recorded for the Manufacturing, Delivery, Sale of Illegal Drugs, or Possession with intent to Deliver within the last 7 years 5. No evictions, bankruptcies, or foreclosures within the last 5 years 6. Must physically view the property prior to having the application process 1-month security deposit with credit score above 700, 1. 5 months security deposit for credit scores between 661-699, and 2 months for credit scores below 661. If applying as more than one individual, the credit score for security deposit will be based on the average credit score for the entire group.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,880 | $1,880 | $1,880 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $12 | $15 |
| Total Monthly Payment | $86 | $87 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.