348 Whispering Pines Road, Derby, VT, 05829 | $695,900

Located on 6. 4 acres at the end of a dead-end road in a desirable Derby neighborhood, this 3-bed, 3-bath home offers a practical layout, quality construction, and substantial storage with a detached, 40' x 60' garage. The main level features an open-concept floorplan with vaulted ceilings, recessed lighting, hardwood flooring throughout the kitchen/dining area, granite countertops, and a family room lined with windows on three sides, providing natural light and access to the rear deck. The primary bedroom includes a walk-in closet and attached full-bath with double vanity sinks and a jetted soaking tub. Two additional bedrooms and bathrooms provide flexibility for hosting family, guests, or home office use. The attached, three-bay garage is heated via a propane wall furnace with interior access to second-floor, overhead storage. The full basement offers an equal footprint with potential for future finishing, and includes a ¾ bath, interior garage access, and an additional living area. This home is serviced by radiant heat via a System 2000 boiler and dual hot water tanks operating in series, a drilled well, private septic system, central vac, and water softener. 12-foot ceilings in the detached garage provide extensive space for vehicle storage, recreational equipment, boats, ATVs, snowmobiles, heavy equipment, or workshop use. This property is located within close proximity to VAST trail access and is approximately 1. 5 miles from the bike path, 3 miles from Newport Hospital, 3. 5 miles from Derby Elementary School, and just 4 miles from downtown Newport and its full range of services, shopping, and dining. Don't miss this rare opportunity to own a well-appointed property offering space, versatility, and a highly sought-after location.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 three-quarter
  • Style: Ranch
  • Year Built: 2000
  • Garage: 3-car Garage
  • Heating: Propane,Radiant,Wall Furnace,Boiler
  • Cooling: None
  • Basement: Concrete,Interior Stairs,Unfinished,Interior Access
  • Approx Sq. Feet: 2,436
  • Acreage: 6.4
  • Est. Taxes: $8,576
  • Lot Desc: Country Setting,Level,Open,Near Golf Course,Near Paths,Near Snowmobile Trails,Near Hospital,Near ATV Trail,Near School(s)
  • Elem. School: Derby Elementary
  • Middle School: North Country Junior High
  • High School: North Country Union High Sch
  • School District: North Country Supervisory Union
  • MLS#: 5092987
  • Website: https://www.raveis.com
    /prop/5092987/348whisperingpinesroad_derby_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/7/2026
Listing courtesy of Jim Campbell Real Estate   Phone: 802-334-3400
Listing Agent: Luke Sykes

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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348 Whispering Pines Road, Derby, VT, 05829

$695,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,720 $556,720 $556,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $715 $715 $715
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,383 $3,519 $4,586
Total Monthly Payment $4,190 $4,326 $5,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.