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Welcome to Lithia Ridge of South Valrico. This beautiful 4 bedroom, 2 full bathroom home with a dedicated office boasts a fully fenced yard and a sparkling pool and spa. From the moment you arrive, the elegant curved driveway, attractive curb appeal, and spacious two-car garage with built-in storage cabinetry make a lasting impression. Major updates provide peace of mind, including a brand-new roof installed in March 2026 and fresh interior and exterior paint completed in May 2026. 19. 6 kW solar system with 800Ah whole-home battery backup. Features 49 solar panels with Enphase microinverters and an EG4 hybrid inverter providing automatic backup power during outages. Batteries recharge from solar production, allowing extended self-sustaining operation without fuel, generators, or manual intervention. Significant utility savings and enhanced energy independence. Step inside to discover a bright, open floor plan with soaring ceilings and a desirable split-bedroom layout. A formal living room welcomes you at the entry, creating an inviting space for entertaining and special occasions and the private office features double glass French doors, offering the ideal work-from-home setup. The spacious kitchen is sure to impress with granite countertops, beautiful wood cabinetry, stainless steel appliances, and a separate eating area. The kitchen flows seamlessly into the cozy family room that showcases a view of the pool. The generously sized bedrooms provide plenty of living space, while the primary suite serves as a private retreat complete with walk-in closets and an ensuite bathroom featuring dual vanities, a soaking tub, and a glass-enclosed walk-in shower. A unique feature of the home is the rear full bathroom, which offers direct access from both the interior and the lanai, making it an ideal pool bath. Enjoy Florida living year-round from the screened lanai and sparkling saltwater pool and spa. The fully fenced backyard provides privacy and the extended paver patio, added in 2024 just outside the screen enclosure, offers even more room for outdoor entertaining, grilling, and relaxing. Located in the quiet and established Lithia Ridge community, this home is just minutes from abundant shopping, dining, and everyday conveniences. You’ll also have access to top-rated schools, making this exceptional property the complete package. Don't miss your opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,309 | $2,399 | $3,156 |
| Total Monthly Payment | $2,443 | $2,533 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.