3565 State Route 55, Kauneonga Lake, NY, 12720 | $873,000

Lakefront living in a fully renovated historic farmhouse, one of the first dwellings in North White Lake ( Kauneonga Lake). Featuring a private beachfront and dock, this property offers a blend of sophisticated style and water access for swimming and boating. A three-bedroom, two-and-a-half-bath residence, updated using all of the original lumber for shelving and doors, and chemical free “green" insulation and materials, the home includes a high end water filtration system, efficient mini splits, a separate laundry room with Speed Queen washer and dryer, upscale appliances, locally sourced and milled to order, maple hardwood floors and rough cut hemlock siding. The main level combines kitchen, dining, and living areas into one sun-drenched great room. With panoramic lake views, this space flows onto an upper wrap-around deck, merging the interior with life on a pristine lake. The lower den level features a stone fireplace as its focal point. The footprint of this floor, the breadth of the entire home is not accounted for in the official square footage, and is perfect for a secondary lounge, extra guests, a game room, or a lakeside media hub. From here one walks out to a shaded lower deck that serves as a summer living room for evening sunsets and barbecue’s over the lake. This property has two levels of expansive decking, 68 feet of prime, sandy beach, and endless entertaining options. Enjoy morning swims, sunset events on the decks, all within walking distance of local lakeside dining, evening concerts and a Saturday morning farmer’s market. The home is minutes from Bethel Woods and Resorts Casino.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room, Washer Hookup
  • Style: Farmhouse
  • Year Built: 1900
  • Heating: Electric
  • Cooling: Electric
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,408
  • Acreage: 0.16
  • Est. Taxes: $9,075
  • Lot Desc: Landscaped, Level, Near Shops, Views, Waterfront
  • View: Lake, Panoramic, Water
  • Water Front: Yes
  • Elem. School: Kenneth L Rutherford School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Range, Refrigerator, Washer, Water Purifier Owned, Water Softener Owned
  • MLS#: 1006945
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/1006945/3565stateroute55_kauneongalake_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Malek Properties   Phone: 845-583-6333

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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3565 State Route 55, Kauneonga Lake, NY, 12720

$873,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $698,400 $698,400 $698,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.086% 6.183%
Monthly Tax Payment $756 $756 $756
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,965 $4,187 $5,894
Total Monthly Payment $4,813 $5,035 $6,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.