14130 Winchester CT, Naples, FL, 34114 | $349,000

Enjoy sunsets and peaceful garden views from this beautifully maintained Engle Homes Sanibel III floor plan located on a quiet cul-de-sac in Reflection Lakes. This 3-bedroom, 2. 5-bath townhome condo features an open-concept design with vaulted ceilings throughout the main living area and an extended screened lanai overlooking an expansive green space and privacy wall. The kitchen offers a breakfast nook, new stainless steel appliances, updated faucet and deep sink that overlooks the living and dining areas. Fresh interior paint, updated lighting, custom drapery and tasteful finishes are found throughout the home. The first-floor primary suite features vaulted ceilings, a walk-in closet, and an ensuite bath with dual sinks, updated mirrors, and lighting. Upstairs are two guest bedrooms and a full bath, providing ample space for family and visitors. Additional features include accordion and roll down hurricane shutters a one-car attached garage and an extended driveway accommodating 4-6 additional vehicles. Reflection Lakes is a pet-friendly community with no CDD fees and offers a clubhouse, heated resort-style pool, fitness center, bocce courts, library, billiards room, card room, and a full calendar of social activities. Conveniently located approximately 9 miles from Downtown Naples, Gulf beaches, shopping, dining, and entertainment.

Features

  • Building Design: Townhouse
  • Parking: Driveway Paved
  • Heating: Central Electric,Heat Pump
  • Cooling: Ceiling Fans,Central Electric,Heat Pump
  • Levels: 2
  • Amenities: BBQ - Picnic,Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Exercise Room,Hobby Room,Internet Access,Library,Sidewalk,Streetlight
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: REFLECTION LAKES OF NAPLES
  • Development: REFLECTION LAKES OF NAPLES
  • Year Built: 2006
  • Approx Sq. Feet: 1,507
  • Est. Taxes: $1,580
  • Condo Fee: $412 Monthly
  • Master HOA Fee: $283
  • Lot Desc: Cul-De-Sac
  • View: Landscaped Area,Privacy Wall
  • Community Type: Gated
  • Elem. School: MANATEE ELEMENTARY SCHOOL
  • Middle School: MANATEE MIDDLE SCHOOL
  • High School: LELY HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 226020641
  • Website: https://www.raveis.com
    /prop/226020641/14130winchesterct_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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14130 Winchester CT, Naples, FL, 34114

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $132 $132 $132
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,696 $1,765 $2,300
Total Monthly Payment $1,903 $1,972 $2,507

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.