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Welcome to 410 Route 304 in Bardonia! This 3-bedroom, 1-bath home offers the kind of warm, livable space that is genuinely hard to find at this price point. It is well cared for and waiting for the right person to make it their own. Step inside and the first floor immediately feels like home. Hardwood floors run throughout, grounding a layout that just works. The spacious living room flows into a separate dining room, and the eat-in kitchen gives you that everyday comfort where people naturally gather. A full bathroom rounds out the main level, keeping everything practical and accessible. Head upstairs and you will find three bedrooms. The primary bedroom presents a rare opportunity, with plumbing lines already in place directly below, adding a second full bath is not only possible but practical. The pull-down attic sets this home apart. Full height and fully walkable, it offers real potential as additional living or storage space down the road, something you rarely see at this price point. The electrical has been fully updated, giving you peace of mind from day one. The full unfinished basement is accessible via its own private exterior staircase entrance. And includes laundry with washer and dryer and opens up even more possibilities, whether that means extra storage, a home gym, a hobby space or simply room to spread out. The detached garage features a bonus sunroom and will quickly become one of those spaces you return to again and again. The backyard is a genuine highlight. Flat, level, and actually usable, it also includes a large shed for tools and storage. The property backs directly up to Bardonia Elementary School, a unique feature in this neighborhood. Award winning Clarkstown Central School District. Commuters will appreciate the quick access to major routes, making the morning routine a little easier. Shops, restaurants, and everyday conveniences are just minutes away. This is a home that offers real comfort and a convenient location that is hard to beat.
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Our Executive Mortgage Banker:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $424,000 | $424,000 | $424,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $864 | $864 | $864 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,539 | $2,677 | $3,521 |
| Total Monthly Payment | $3,495 | $3,633 | $4,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.