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Enjoy the best of Florida living in this beautifully maintained 3-bedroom, 3-bath home, located in the one-of-a kind St. Johns River-front community of Crystal Cove. With only 24 custom homes in the neighborhood, just steps from the publicly accessible marina, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. No HOA or CDD! Inside, you’ll find a truly unique floorplan with over 2200 square feet of living space. The split bedrooms, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don’t forget the river views from the front of the home! The primary suite offers a spacious and relaxing retreat overlooking the large oak trees in the backyard. It offers an adjoining bath with separate vanities, a water closet, garden tub, walk-in shower, and a large custom walk-in closet. Numerous upgrades, including fresh paint, updated flooring, custom tile work, and thoughtful design details, add to the home’s appeal. Outside, you’ll enjoy peaceful river views, beautiful sunrises, mature landscaping, and a fully fenced backyard with charming white picket fencing. The front river view pergola and paver patio create a quaint space for outdoor dining, entertaining, or simply relaxing. A spacious two-car garage and ample room for boat or RV storage add to the property’s practicality. Additional boat storage and docking is located at the neighborhood marina. Conveniently located near shopping, dining, medical facilities, and historic downtown Palatka, this home combines comfort, flexibility and a much sought-after waterfront lifestyle. Make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $596 | $596 | $596 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,430 | $2,528 | $3,322 |
| Total Monthly Payment | $3,101 | $3,199 | $3,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.