3305 ROSE ARBOR DRIVE, Hernando Beach, FL, 34607 | $569,900

WESTERN SUNSET VIEWS, 100 FT OF WATER FRONTAGE & A DOUBLE LOT IN HERNANDO BEACH! This Beautiful 2020-Built Waterfront Home offers the Coastal Lifestyle Buyers are looking for, with a rare Double Lot, 100 feet of Water Frontage, Kneewall & Seawall, Vinyl-Fenced Backyard, 2021 Floating Dock, and a 2023 Outdoor Lift built by Legacy. Enjoy peaceful western views from the rear of the home, where sunsets over the wide waterfront canal create the perfect backdrop for everyday living. Located in a welcoming Hernando Beach neighborhood known for its wide streets, wide canals, and relaxed coastal feel, this property offers access to the saltwater side through the Community Boat Lift, giving you the opportunity to enjoy boating, fishing, kayaking, and the Nature Coast lifestyle. Built in 2020 under newer building codes, this home includes Double-Pane Impact Windows, plus a Solar System to help with electric costs, adding extra value, comfort, and efficiency. Pretty curb appeal welcomes you inside to an Open Great Room Floor Plan with Vaulted Ceilings and Distressed Laminate Flooring in the main living areas for durability and low-maintenance living, creating a light, bright, and spacious feel. The Large Chef’s Kitchen offers plenty of cabinetry and counter space, White Wood Shaker Cabinets, Dovetail Soft-Close Drawers, Granite Counters, Stainless Steel Appliances, and a center Island/Breakfast Bar that opens beautifully to the main living area. The home includes 3 Bedrooms and 2 Bathrooms, with a comfortable layout for everyday living, guests, or a home office option. The Primary Suite features a Walk-In Closet and private bath with White Wood Shaker Cabinetry, Granite Counters, and a Walk-In Shower. Bedrooms 2 and 3 share a Guest Bath with White Wood Shaker Cabinetry, Granite Counters, and a Tub/Shower Combination. The Utility Room includes the Washer and Dryer, adding convenience to the main living level. Outdoor living is easy with the rear porch and awning overlooking the water, while the Vinyl-Fenced Backyard offers plenty of room to create your own Outdoor Oasis with a Pool, Summer Kitchen, Gazebo, Fire Pit, or Expanded Entertainment Area. The HUGE 1, 712 sq ft Garage offers incredible storage, workspace, parking, and flexibility, plus Interior Stairs and a Garage Refrigerator. With its Double Lot, wide canal views, sunset exposure, boating access, newer construction, impact windows, oversized garage space, and room to spread out, this Hernando Beach home is a rare opportunity to enjoy waterfront living in one of Florida’s most charming coastal communities.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,722
  • Acreage: 0.23
  • Est. Taxes: $4,844
  • View: Water
  • Water Front: Yes
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: W7886191
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/W7886191/3305rosearbordrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/7/2026 4:37:30 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 727-845-4321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3305 ROSE ARBOR DRIVE, Hernando Beach, FL, 34607

$569,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,920 $455,920 $455,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,770 $2,882 $3,756
Total Monthly Payment $3,266 $3,378 $4,252

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.