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Welcome to 1430 Sutton Place Drive, a well-cared-for 3 BEDROOM, 2 BATH Palm Harbor home offering a comfortable split-bedroom floor plan, inviting indoor spaces and a backyard designed for the way Florida living is meant to be enjoyed…… Set in a quiet, low-traffic neighborhood with NO HOA, this home offers a practical combination of location, updates and everyday livability…… Inside, wood plank ceramic tile runs throughout the home, creating a clean, cohesive look that is both attractive and easy to maintain…… The living and dining areas flow comfortably together, offering flexible space for everyday living or casual entertaining…. . . The kitchen is neat, functional and centrally located, ready to use as-is while still offering the next owner an opportunity to personalize over time…. . The PRIMARY SUITE is privately positioned and includes a spacious bedroom, a large walk-in closet with a CUSTOM STORAGE SYSTEM and a beautifully finished en-suite bath……. The secondary bedrooms are located on the opposite side of the home, giving guests, household members or home office needs welcome separation, and the second bathroom has also been tastefully updated…… OUTDOOR LIVING IS THE STAR HERE…… The screened saltwater chlorinated pool and detached spa area with retractable awning create a relaxing retreat for morning coffee, weekend gatherings or a quiet evening at home…. Beyond the pool, the backyard continues with your own putting green and a synthetic turf side yard, meaning there is no backyard grass to mow and more usable outdoor space to enjoy. Mature trees add shade and character, giving the backyard a relaxed, private feel…… Important updates include ROOF 2025, HVAC 2024, ELECTRIC PANEL 2025, WINDOWS 2010 and WATER HEATER 2013…. . . The location is another major advantage, with Palm Harbor University High School nearby, known for sought-after academic programs including International Baccalaureate and the Center for Wellness and Medical Professions. You are also close to Palm Harbor Middle School, historic downtown Palm Harbor, local restaurants, shops, the Pinellas Trail, Dunedin Causeway, Honeymoon Island and the Gulf beaches. Located in FLOOD ZONE X, where lenders do not require flood insurance it is also in a NON-EVACUATION ZONE…. . . Buyer should verify flood zone, evacuation zone, school assignments and insurance requirements…. . . Homes with this combination of Palm Harbor location, outdoor living, practical updates and NO HOA are not easy to find, so schedule your private showing today and see why this one is such a compelling opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $273 | $273 | $273 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,917 | $3,031 | $3,986 |
| Total Monthly Payment | $3,282 | $3,396 | $4,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.