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Under contract-accepting backup offers. GOLF CART INCLUDED IN SALE! If you're not familiar with Dunedin, you're in for a treat! Welcome to this HIGHLY DESIRABLE, easily WALKABLE, PET & GOLF CART FRIENDLY coastal community with rich Scottish heritage & laid-back, old Florida charm! Walk, bicycle or drive your golf cart from your new home at 818 Wilkie to all the great things Dunedin has to offer including Downtown, the Pinellas Trail, the Fenway Hotel, TD Ballpark, the Dunedin Marina, Edgewater Park, the famous Bon Appetit restaurant & more! Built in 1957 and situated HIGH & DRY on a BEAUTIFUL LOT with a truly PARK LIKE SETTING, this quaint residence is framed by a majestic canopy of MATURE OAK TREES that provide dappled sunlight & NATURAL PRIVACY. Adding to the natural setting is a shell covered driveway, pine needle covered walkway and a welcoming covered front entry. With a generous 1690 sf of living space, the interior of this METICULOUSLY MAINTAINED & LOVINGLY CARED for home (that has been adored by the same family for 48 years) features three generously sized bedrooms, a full bathroom, a cozy living room, spacious family room, large kitchen & a centrally located dining area. LAMINATE WOOD FLOORING spans the living areas and primary bedroom. The kitchen, bathroom and 2 secondary rooms boast original TERRAZZO floors. Unlike some homes of this era, this one features a SPACIOUS KITCHEN that was thoughtfully updated and features BEADBOARD BACKSPLASH, WOOD CABINETRY (some with decorative glass doors) and several convenient storage drawers for pots n pans & more. STAINLESS STEEL APPLIANCES, a window for NATURAL LIGHT and an opening to the family room provide additional conveniences. The living room has a large window overlooking the LUSH FRONT YARD and also boasts an ACCENT WALL with SHIPLAP DETAIL. Just beyond you'll find 2 bedrooms and the full bathroom with an updated vanity, vintage tile and a shower curtain with bright Florida oranges that have become the citywide symbol of Dunedin. The LARGE BEDROOM at the front of the house boasts a huge closet and CROWN MOLDING and currently serves as a home office. The back bedroom is smaller and overlooks the PRIVATE BACKYARD. On the OPPOSITE SIDE OF HOUSE is the PRIMARY BEDROOM with ceiling fan & built in closet as well as a UTILITY ROOM that is home to the WASHER & DRYER, hot water heater, air handler & storage space. Relaxing in the FAMILY ROOM is a DREAM as it OVERLOOKS THE BACKYARD and has a DECORATIVE, BUILT IN FIREPLACE that can be converted into a gas fireplace if desired. FRENCH DOORS lead outside to the OPEN BACK PATIO and PRIVATE BACKYARD that is FULLY FENCED and features LOW MAINTENANCE ground cover. A FIRE PIT and large STORAGE SHED round out the back. As an added BONUS, the GOLF CART WILL STAY for the next owner of this beautiful home- with acceptable offer. NO FLOOD ZONE! NO HOA! And better than $$ communities with amenities, Dunedin offers so much more to do within a small radius. There's also a RECREATION CENTER 2 MI away. Dunedin residents can also register for a pool pass at the FENWAY HOTEL plus enjoy a SUNSET COCKTAIL in the ROOFTOP BAR or outside on the lawn in Adirondack chairs. It's also home to Florida's oldest Microbrewery. No corporate chains located here though! YEAR-ROUND EVENTS including CONCERTS, FESTIVALS, PARADES, BASEBALL GAMES, A FARMERS MARKET AND MORE will keep you busy! Honeymoon Island State Park/Beach with dog beach and ferry to Caladesi Island is only 5 miles away!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,539 | $2,677 | $3,520 |
| Total Monthly Payment | $2,726 | $2,864 | $3,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.