630 GRASSY STONE DRIVE, Winter Garden, FL, 34787 | $545,000

Under contract-accepting backup offers. **DOWNTOWN WINTER GARDEN -- GOLF CART DISTRICT -- WEST ORANGE TRAIL** **FULLY OWNED WHOLE HOME SOLAR SYSTEM -- LIVE WITH LITTLE TO NO ELECTRICITY BILLS** **BRAND NEW HVAC -- MAY 2026** **ROOF -- JUNE 2018** **FULLY FENCED YARD** Welcome to this beautiful move-in ready home located in downtown Winter Garden's highly desired Covington Chase neighborhood! Experience the best of both worlds -- the LOCATION you desire right within downtown & the golf cart district…with the PEACE OF MIND that comes with a newer home. Enjoy energy independence and LOW monthly bills with (fully owned/paid off!) WHOLE HOME SOLAR ENERGY! Starting with great curb appeal, this home welcomes with an inviting front patio and upgraded landscaping. Fantastic & flexible floor plan features three bedrooms and two full bathrooms. . . all on one story…PLUS two additional flex spaces at the front of the home. “Formal Dining” & “Formal Living” by floor plan…but use as your life requires…enclose for 4th bedroom or office space (or two separate offices!), playroom, school or craft room, side hustle or library…the options are endless. The large open living space features tile flooring and large windows and sliding doors creating lots of NATURAL LIGHT throughout. The primary suite features a large additional space…room for a sitting area, office space, craft area, workout/gym…and additional large sliding glass doors to patio & backyard. Double door entry to the primary bath with extended walk-in tiled shower, double (separate!) sinks and large walk-in closet. RECENT UPGRADES & UPDATES: HVAC -- MAY 2026. Roof -- June 2018. Exterior Paint -- 2024. Whole Home Solar Energy -- 2020. Fiber Internet (AT&T). Surround sound pre-wire in living room. Updated laundry room with custom cabinetry & shelves. Subfloor added in garage attic for lots of additional storage. Private mailbox. Rain gutters. All appliances convey including washer & dryer. LIVE the Florida lifestyle outdoors…ENJOY peace & privacy in the beautiful fully-fenced backyard complete with a covered patio lanai. Plenty of space for your outdoor dreams & plans. Existing playset can stay or be removed. This community features a fantastic pool, playground and park area all for a very LOW HOA fee. . . in addition, the West Orange Trail runs RIGHT THROUGH the center of the community around the corner from the home! It is also ZONED for GOLF CART use throughout Downtown Winter Garden. HUGE weekly farmer's market, annual festivals, shopping, dining, art gallery, the Crooked Can Brewery & Plant Street Market, parks and recreation. . . come JOIN THE FUN! Also conveniently located just minutes from the Winter Garden Village shopping center and just one minute from HWY 429. WELCOME HOME!

Features

  • Amenities: Clubhouse, Park, Playground, Pool, Recreation Facilities, Trail(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2013
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,210
  • Acreage: 0.19
  • Est. Taxes: $4,479
  • HOA Fee: $215 Quarterly
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • Elem. School: Dillard Street Elem
  • Middle School: Lakeview Middle
  • High School: Ocoee High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6414101
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6414101/630grassystonedrive_wintergarden_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/8/2026 5:49:21 AM)
Listing courtesy of TARA MOORE REAL ESTATE   Phone: 407-738-5588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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630 GRASSY STONE DRIVE, Winter Garden, FL, 34787

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.650% 5.866%
Monthly Tax Payment $373 $373 $373
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,649 $2,756 $3,591
Total Monthly Payment $3,114 $3,221 $4,056

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.